Windows Update will soon add app updates to its functionality
Windows Update will soon add app updates to its functionality
Windows Update has been a part of the Windows Operating system for decades but it wasn’t until recently that Microsoft has expressed any interest in expanding the platform to support individual application updates.
An announcement was recently shared by Annie Chen from Microsoft, explaining that the new Windows Update orchestration platform will make it possible for Devs to implement software updates using the Windows Update platform and corresponding tools.
It’s important to note that the new Windows Update orchestration platform has not yet been made available to the public. If you want to check it out now, you have to sign up for the private preview program intended for both developers and teams that need to roll out application updates to Windows.
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In the announcement, Chen provides Visual Studio as an example of a given application that must be updated independently. With the new Windows Update orchestration platform, it and other Windows components, as well as third party apps, could be updated centrally from one location.
The Windows Update orchestration platform comes with additional features beyond the application update support. Some of the confirmed features include what Microsoft calls “eco-efficient scheduling”. This uses an amalgam of data, including things like user activity to determine the best time to update the machine. It also includes tools that allow devs to send software update notifications using the notification tools built into the platform.
The platform also aims to provide users with a centralized location for viewing important data. Users can explore the update history for all of the supported applications as well as view any error logs that are generated when updates fail. Microsoft also mentions administrator support which allows admins to set deadlines for specific updates.
Again, this new platform has not been made publicly available so only developers and app teams who sign up for the preview program will be able to check it out for now.
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JD Vance says crypto "has a champion" in White House at Bitcoin conference
JD Vance says crypto "has a champion" in White House at Bitcoin conference
JD Vance says crypto “has a champion” in White House at Bitcoin conference
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The U.S. now has a third of the world’s millionaires and billionaires
The U.S. now has a third of the world’s millionaires and billionaires
A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox. The U.S. now accounts for more than a third of the world’s millionaires and billionaires, as tech companies and startups mint ever larger fortunes. The U.S. has more than 6 million liquid millionaires, or those with investable assets of more than $1 million, up 78% over the past decade, according to a report from Henley & Partners and New World Wealth. They account for 37% of the global millionaire total. The number of U.S. centimillionaires, or those with $100 million or more in investable assets, reached 10,835 in 2024 — more than four times the number for second-ranked China. There are now 867 American billionaires, representing a third of all global billionaires. “America is the undisputed world leader when it comes to high-growth tech sectors such as software, microchips, online retail, internet hosting, social media, search engines and AI,” said Andrew Amoils, head of research at New World Wealth. Along with its own millionaire growth, the U.S. also benefits from overseas millionaires moving to America. Last year, about 3,800 millionaires from overseas moved to the U.S., including 95 centimillionaires, according to the report. The report said most of migrating millionaires moved to California (for the tech companies), Florida and Texas. While the traditional wealth hubs in the U.S. continue to dominate, with New York, the Bay Area and Los Angeles home to the most millionaires, many of the fastest-growing wealth centers are in the sunbelt. Scottsdale, Arizona, is the fastest-growing U.S. city for millionaire growth, with its millionaire population surging 125% over the past decade, to 14,800. West Palm Beach, Florida, ranked as the second-fastest growing, up 112% to 11,500, with the Bay Area ranking third and Miami fourth. The race between the Bay Area and New York for millionaires is getting closer each year. New York’s millionaire count, at 384,500, is now just above the Bay Area’s 342,400. The Bay Area’s millionaire population grew 98% over the past decade, compared with New York’s 45%. With artificial intelligence injecting new fortunes and wealth creation into the Bay Area, it may not be long before it takes the crown from the Big Apple.
Dan Kurtzman | Moment | Getty Images
A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox.
The U.S. now accounts for more than a third of the world’s millionaires and billionaires, as tech companies and startups mint ever larger fortunes.
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Terry Bradshaw, Cam Heyward comments about Aaron Rodgers resonate with plenty of Steelers fans – NBC Sports
Terry Bradshaw, Cam Heyward comments about Aaron Rodgers resonate with plenty of Steelers fans – NBC Sports
Terry Bradshaw, Cam Heyward comments about Aaron Rodgers resonate with plenty of Steelers fans NBC SportsBradshaw: Steelers’ interest in Rodgers ‘a joke’ ESPNJoe Starkey: Terry Bradshaw’s right for ripping Steelers as they wait on Mr. Rodgers Pittsburgh Post-GazetteFormer Eagles Backup Quarterback Gets Love From Hall Of Famer, Rips Steelers Sports IllustratedSteelers legend Terry Bradshaw calls Pittsburgh’s interest in QB Aaron Rodgers ‘a joke’ NFL.com
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See Call Of Duty Season 4’s Demonic BlackCell Operator In Action For BO6 And Warzone
See Call Of Duty Season 4’s Demonic BlackCell Operator In Action For BO6 And Warzone
Call of Duty Season 4 arrives in ****** Ops 6 and Warzone on May 29, and the big update will include a brand-new battle pass and premium BlackCell bundle. Call of Duty’s latest trailer is themed around Season 4’s demonic-looking BlackCell operator, and you can see this new operator in action in the video below.
This $30 BlackCell pass comes with a brand-new operator named Omen, and the skin is an otherworldly creature with horns. The trailer shows off Omen’s three-headed guard dog, who assists with his finishing move, and a gun screen that can count your kills in the match. Omen, as well as all the other BlackCell skins and weapon blueprints for Season 4, are all themed to have an ethereal purple and blue glow.
Players who purchase the Season 4 BlackCell bundle will get instant access to the following rewards:
1,100 COD Points
20 Battle Pass Tier Skips
The “Omen” BlackCell operator and skin
10% XP Boost
The “Hellblock” Mastercraft Blueprint for the Ladra SMG
The “Guard Dog” companion finishing move
The “Kill Tally” gun screen
The “BlackCell” Clan Tag (showcased in Lobbies and Winner’s Circles)
BlackCell Loyalty Bonus
BlackCell owners can unlock additional rewards by progressing through the Season 4 battle pass. This includes seven BlackCell-exclusive operator skins and seven BlackCell-exclusive weapon blueprints. They also get additional daily challenges to complete and XP bonuses.
Make sure to check out all the new weapons arriving in Season 4, including the LC10 submachine gun and FFAR 1 assault rifle. ****** Ops 6’s new multiplayer maps can be seen here, including a fan-favorite remastered from ****** Ops 3.
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Down to $2,999, this high-power gaming PC packs both a 50-series GPU and a 9800X3D CPU
Down to $2,999, this high-power gaming PC packs both a 50-series GPU and a 9800X3D CPU
Jump straight into high-end, high-res gaming with this prebuilt gaming powerhouse from system integrator ABS. If you’re not comfortable building your own PC, then buying a prebuilt PC is your best option. Picking the best parts and assembling them together for your dream PC is one of the exciting aspects of constructing your own rig, but this doesn’t come without some limited risk and apprehension. Buying a prebuilt PC gives you some peace of mind and assurance of parts compatibility.
Grab the ABS Statos Aqua Gaming PC for $2,999 at Newegg, which saves you $300 off the list price of $3,299. The ABS Startos Aqua packs one of the best CPUs for gaming – the AMD Ryzen 7 9800X3D, as well as Nvidia’s GeForce RTX 5080 graphics card, 32GB of DDR5 memory, and a 2TB M.2 NVMe SSD for storage.
The CPU used in this build is the AMD Ryzen 7 9800X3D; this processor features eight cores and 16 threads, with a 120W TDP and is unlocked for overclocking, although it certainly doesn’t need it.
AMD’s processor even has integrated Radeon graphics, but you pair this processor with a powerful graphics card for the best gaming experience, and in this build, it’s Nvidia’s RTX 5080.
This gaming PC also uses liquid cooling, a 1000W power supply, and a white ATX PC case with a glass side panel. A mesh front panel allows better airflow for improved component cooling. Check the Newegg page for a list of all components used in this build.
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Kneecap pull out of TRNSMT music festival over police concerns
Kneecap pull out of TRNSMT music festival over police concerns
Irish rap group Kneecap have pulled out of the TRNSMT music festival in Glasgow over police concerns about safety.
Police Scotland said last week that allowing the trio to perform at Glasgow Green on 11 July would require “a significant policing operation”.
It followed a member of the Irish language group being charged with a terror offence after allegedly displaying a flag in support of proscribed organisation Hezbollah at a London gig.
The Belfast trio were also criticised over 2023 gig footage that appeared to show a band member saying: “The only good Tory is a dead Tory. Kill your local MP.”
Kneecap released a statement saying that, to make up for the TRANSMT cancellation on Friday 11 July , they would be putting on a new show at Glasgow’s O2 Academy on Tuesday 8 July.
The band said: “Due to concerns expressed by the police about safety at the event, Kneecap can no longer perform at TRNSMT.
“To the thousands of people who bought tickets, flights and hotels to see us play, we are sorry…it is out of our hands.
“Glasgow has always been a huge city for us. We’ve played there many many times, with no issues – ever. Make of that what you will.”
Kneecap member Liam Óg Ó hAnnaidh, 27, has been charged by the Metropolitan Police after an incident on 21 November 2024 at the O2 Forum in Kentish Town, London.
Mr Ó hAnnaidh, who performs under the name Mo Chara, is due to appear at Westminster Magistrates’ Court on Wednesday 18 June.
Officers from the Met’s counter terrorism command were made aware on 22 April of an online video from the event.
Belfast man Mr Ó hAnnaidh has been charged under the name Liam O’Hanna.
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Diablo 4 Just Made A Big Change To Masterworking Costs, But It Might Not Be Enough
Diablo 4 Just Made A Big Change To Masterworking Costs, But It Might Not Be Enough
Diablo 4’s latest update, patch 2.2.2, just made a big change to Masterworking costs, but maybe doesn’t go as far as players would like.
The update, which is now live, reduces the cost of basic Masterworking materials for upgrade ranks 1-4, as well as for resetting Masterwork ranks. That means early upgrades and even late-game resets will require fewer of the following materials: Rawhide, Iron Chunks, Veiled Crystals, Coiling Wards, Baleful Fragments, Abstruse Sigils, and Forgotten Souls.
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That’s a welcome change, and Blizzard said in the patch notes its goal is to ensure that those materials don’t limit when players can Masterwork gear.
However, two other costs, Obducite and Gold, will stay the same. While the Obducite, a material earned from specific endgame activities, makes sense, it’s the Gold cost that players are still taking issue with. Masterworking, and resetting ranks to get perfect rolls in particular, is a massive Gold sink, one that can easily add up to hundreds of millions of Gold for a single item for those looking to min-max.
As players on places like the Diablo 4 subreddit have noted, the upgrade materials other than Gold and Obducite have never felt like much of a problem, and therefore many players aren’t feeling much of a change. Some are confused by the fact that it still costs so much Gold, having read that Masterworking became cheaper and just assuming the change meant Gold costs. Many players on Reddit cite the RNG involved with getting perfect Masterwork rolls, and the exorbitant costs, as one of the main reasons for giving up on their character each season, something that the new update does little to address.
Whether Blizzard will make more changes to Masterworking in the future remains to be seen, but the only other major change in the patch is the disabling of the DirectStorage setting on PC so Blizzard can investigate potential performance issues. Players can choose to re-enable the setting for faster load times by taking the following steps:
Open the Battle.net Launcher
Navigate to Diablo 4 and click the gear icon for game settings
Check “Additional command line arguments”
Add: -enableds
Diablo 4 Season 8, which revamped its endgame bosses and added a Berserk crossover, is currently live. Testing for Season 9, which will let players build their own Horadric spells, is currently underway, with the season set to begin on July 1.
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City of Rome growing, looking toward future with new opportunities, new legacy
City of Rome growing, looking toward future with new opportunities, new legacy
Though Rome has had a tough year after a tornado ripped through its heart, its future is looking bright as new projects and strong foundations are being laid for the future.
From a successful cleanup and continued work on damaged or destroyed properties, to the reveal of the Michael E. Jensen Recreation and Civic Center, Rome Mayor Jeffrey Lanigan went over all the strides and future projects at the 2025 State of the City, held at the Griffiss Institute and livestreamed.
“Just a year ago, our city was tested by an EF2 tornado,” Lanigan said on the livestream. “It could have broken our spirit, but it didn’t. We came together. We rebuilt. And today, we look forward with hope, with confidence, and with purpose.”
City of Rome Mayor Jeffrey M. Lanigan speaks about the tornado that touched down in Rome, NY on Wednesday, July 17, 2024.
A tornado and its aftermath
On July 16, 2024, an EF2 tornado struck the city of Rome, carving a path of destruction that irrevocably damaged many lives in an instant.
Lanigan said over 400 properties were damaged and 82 were deemed unsafe or unfit to live in. Some people were trying to clean up the day after, with trees still lodged in their homes.
“To date, 31 properties were unable to be saved and have now been demolished, either publicly or privately,” Lanigan said. “And, unfortunately, there are still another 13 to come down.”
City officials estimated damages to city property, the loss of infrastructure, and the loss of trees totaled around $23.6 million. County damages were estimated at approximately $8 million, just short of the FEMA threshold.
Clean up was quick and efficient, with the city spending over $800,000 in payroll and just over $500,000 in other expenses. The cost was offset by a $1 million New York State emergency operating expenses grant.
A view of the aftermath of a tornado in Rome, NY on Tuesday, July 16, 2024.
“Our emergency crews were truly the unsung heroes in this disaster. They worked tirelessly, logging over 17,000 hours to clear nearly 30,000 cubic yards of debris- much of it downed trees,” Lanigan said. “Our city streets were clear in just under five days, which is a true testament to the hard work and dedication of our DPW crews, working alongside multiple agencies who came to assist. We cannot thank them enough for their efforts.”
The Rome Victim Recovery Fund, in partnership with Oneida County and the Community Foundation of Herkimer and Oneida Counties, provided $1.3 million in emergency assistance to 500 residents.
Additionally, Rome, Oneida County, and the Rome Chamber of Commerce partnered to create the Rome Emergency Business Fund, assisting 50 local businesses in their recovery, totaling $231,301.76.
And through all the municipal work distributing funds and assistance, Lanigan said the most powerful force was the people of Rome.
“We can never fully recognize the number of people, businesses, and organizations that stepped up to help this community,” Lanigan said. “It was difficult, and it was emotional. But Rome was strong. Rome is strong, and we proved it together. And I’d like to thank the residents for their patience during a very difficult time.”
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Road to recovery
Thanks to a $1 million grant in emergency funding from the New York State Assembly, Lanigan said the city of Rome is launching a recovery strategy at the site where the tornado first touched down.
Step one is the Erie Boulevard Brownfield Opportunity Plan, which extends from south Rome to Erie Boulevard.
A comprehensive flood and drainage strategy will be implemented for South Rome and a new streetscape project is in the works on South Madison Street.
Trees are also expected to be removed and replaced to create a new “urban canopy” as the city starts its sidewalk repairs and expansion.
“This will be a significant targeted investment to improve and transform that corridor into a vibrant and walkable neighborhood,” Lanigan said.
Oneida County has provided $500,000 of recovery funds to the project.
And this is only one part of the major plans the city has in store.
“For industrial recovery, we applied for a $3.5 million New York State RESTORE grant to help rehabilitate the buildings at 220 South Madison Street and 522 Henry Street, both tornado-damaged properties,” Lanigan said. “We are very happy that we just received notice last week that our application for funding was approved.”
Once rehabilitated, 220 South Madison will be, according to the mayor, the largest available industrial property in the Utica-Rome area at 180,000 square feet.
Creating a new legacy
Among the new announcements was what would happen to the YMCA property on Floyd Avenue. Lanigan said the new facility was “abandoned” and its absence left a major gap in services and opportunities for residents.
And so, Lanigan has revealed that the city is moving forward with The Legacy Center, the Michael E. Jensen Recreation and Civic Center.”
“Named in honor of Michael E. Jensen, a Rome native and heroic Syracuse Police Officer who gave his life in the line of duty, the Legacy Center will serve as a lasting tribute to those who have shaped and served our city,” Lanigan said. “At its heart will be Legacy Hall, where community members will have the opportunity to honor individuals whose knowledge, talent, and service have left an enduring mark on the city of Rome.”
Lanigan said the Legacy Center will feature the region’s largest single indoor turf field — capable of supporting 11×11 soccer, field hockey, lacrosse, and other field sports in all four seasons.
“The Legacy Center will feature many amenities requested by residents, including an indoor walking track, fitness center, and community space for public use,” the mayor said.
Rome is looking at a new future
At the end of April, the Greek yogurt company Chobani announced its intention to build a $1 billion facility at the Griffiss Triangle Site in Rome.
“A few weeks ago, I had the incredible honor, alongside my good friend County Executive Picente, of officially welcoming Chobani to our great city,” Lanigan said. “What an amazing time to be a Roman.”
The mayor said this will bring jobs, growth, and new opportunities for families, Rome’s workforce, and local businesses.
“This is more than a single investment — it’s a spark. A transformational force that has the power to shape the future of Rome for the next 50 years,” Lanigan said.
The city of Rome is working closely with Chobani’s engineering team to ensure infrastructure is ready and in place to support operations.
“With an aggressive construction timeline already in motion, we anticipate seeing shovels in the ground within months and the completion of this significant project in 2026,” Lanigan said.
From dark days to a new hope
On a dark day in July last year, Rome’s skyline was changed forever as the EF2 tornado tore down buildings and broke many a spirit.
But now, Lanigan said the city isn’t just imagining a better future, it’s building it.
“This is a proud moment, but it is also a defining responsibility. We understand that this project will reshape Rome’s economy, our skyline, and our story. And we are more than ready to lead that transformation,” he said. “Here at City Hall, we’re energized by what’s ahead. We’re focused. We’re united. We’re determined.”
This article originally appeared on Observer-Dispatch: Rome, New York, looks to future with new projects, new legacy
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Fortnite Limited Edition DualSense Controller Is Steeply Discounted Right Now
Fortnite Limited Edition DualSense Controller Is Steeply Discounted Right Now
Fortnite fans can snag PlayStation’s special-edition controller themed around the battle royale game for a steeply discounted price at PlayStation Direct. As part of Days of Play 2025, the Fortnite Limited Edition DualSense is only $55 (was $85). The $30 discount is by far the best price offered since the controller’s launch last fall. If PlayStation Direct sells out before the ***** ends on June 11, Target has the Fortnite DualSense for $65. PS Direct and Target are the only retailers with units available, so we’d be surprised if this deal sticks around for long.
Fortnite Limited Edition DualSense Controller
The Fortnite-themed DualSense Controller is one of only two first-party PlayStation controllers with a $30 discount. The other one is the DualSense Edge, which is on ***** for $170 (was $200) in white or Midnight ******. This is the best price yet for PlayStation’s customizable controller geared toward competitive players.
A dozen other standard DualSense Controllers are on ***** for $20 off, which brings the price down to $55-$60. Check out the full list of DualSense Controller deals below. And for more Days of Play deals, take a look at our stories on the PS5 Pro price cut, PS5 Slim Call of Duty bundles, and Pulse Explore Earbuds.
$55 (was $85) at PS Direct | $65 at Target
The Fortnite Limited Edition DualSense has a blue color scheme and graffiti-style decals inspired by the game. It certainly stands out with a rather chaotic design.
Aside from the Fortnite theming, the controller is otherwise the same as the standard edition models. The DualSense has immersive haptic feedback, adaptive triggers, a touchpad, internal speaker, and gyro controls.
In addition to PS5, the DualSense can be used wirelessly on PC, Mac, mobile devices, Steam Deck, and more Bluetooth-enabled hardware. PC ports of PlayStation games take advantage of the controller’s neat features like adaptive triggers and haptic feedback when connected to your computer via USB-C cable (not included).
More Limited-Edition DualSense Controllers
The Fortnite-themed model is the only special-edition DualSense on ***** for Days of Play, but there are multiple other editions inspired by popular games that are in stock now, including the upcoming Death Stranding 2: On the Beach Limited Edition. The Death Stranding model is exclusive to PlayStation Direct and available to preorder for $85 ahead of its June 26 release. Unfortunately, the recently released Last of Us-themed DualSense is sold out at all retailers.
Shop Days of Play 2025 Sales
More Gaming, Tech, and Entertainment Deals & Preorders
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Anthropic appoints Netflix Chairman Reed Hastings to board
Anthropic appoints Netflix Chairman Reed Hastings to board
Reed Hastings speaks at the 2021 Milken Institute Global Conference in Beverly Hills, California, U.S. October 18, 2021.
David Swanson | Reuters
Artificial intelligence startup Anthropic said Netflix Chairman Reed Hastings is joining its board of directors.
Hastings, who co-founded Netflix in 1997 and served as CEO (and eventually co-CEO) of the streaming giant until 2023, was appointed to the board by Anthropic’s Long Term Benefit Trust, an independent body of five financially disinterested members, according to a press release on Wednesday.
Hastings, 64, has held other high-profile board positions in the tech sector, including at Microsoft, Bloomberg and Facebook, which is now Meta.
Anthropic said Hastings brings “extensive experience” and an “understanding of how to ensure technology serves broader societal goals” to the company.
“Anthropic is very optimistic about the AI benefits for humanity, but is also very aware of the economic, social, and safety challenges,” Hastings said in a statement. “I’m joining Anthropic’s board because I believe in their approach to AI development, and to help humanity progress.”
Hastings recently donated $50 million to Bowdoin College in Maine to help establish an AI research initiative. The program will explore ethical frameworks for the technology as well as how it will influence education, work and relationships.
Anthropic said the program closely mirrors its own research priorities, according to the release.
“His focus on the human impact of technology — whether at Netflix or through his global health and education initiatives — makes him an ideal addition to our board as we continue building AI that helps rather than harms,” Anthropic President Daniela Amodei said in a statement.
Anthropic, which was valued earlier this year at $61.5 billion, is trying to keep pace in an AI arms race with competitors like OpenAI, Google and Microsoft, while also professing the importance of AI safety.
WATCH: Anthropic unveils next AI models
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Kingdom Come: Deliverance 2 Gets Trial Experience On PS Plus Premium
Kingdom Come: Deliverance 2 Gets Trial Experience On PS Plus Premium
Kingdom Come: Deliverance 2 has been one of the surprise hits of 2025 as it raced to over 3 million copies sold and peaked at 250,000 concurrent users on Steam. Now, Kingdom Come: Deliverance 2 is heading to PlayStation Plus Premium for an extended preview that lets players dive into the early hours of the game.
Warhorse Studios announced on social media that PS Plus Premium subscribers can play the first four hours of Kingdom Come: Deliverance 2. And for any players who want to purchase the game and keep on playing, their progress from the first four hours will carry over.
Starting today, PlayStation Plus Premium members can play the first 4 hours of #KCD2! Download or stream it, and if you decide to keep going, your progress carries over. pic.twitter.com/5RVGdpZ7qR
— Warhorse Studios (@WarhorseStudios) May 28, 2025
There have been a number of new features added to Kingdom Come: Deliverance 2 since its release. The latest patch introduced horse racing to the game, as well as mounted archery competitions. Additionally, there are now three new horse racing-related quests, including Horses for Courses, Racing Horseshoes, and The Executioner’s Edge. The patch also fixed a humorous bug that caused Harry’s dog, Mutt, to randomly attack him.
Daniel Vavra, the game director for Kingdom Come: Deliverance, hasn’t announced a follow-up project yet. However, Vavra has expressed interest in a potential “AI revolution” that would allow him to create and release games much more quickly than traditional development allows.
Players who don’t want to stop after Kingdom Come: Deliverance 2’s main story can purchase the game’s expansion pass. As part of that expansion, Warhorse Studios has already added a new quest called Brushes With Death, while Legacy of the Forge and Mysteria Ecclesia will be added in the fall and the winter, respectively.
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Just graduated from college? Time to start saving for retirement
Just graduated from college? Time to start saving for retirement
As college graduates fully enter adulthood and begin their search for jobs and fulfilling careers, there’s another task that they should get started on: saving for retirement.
Responsibilities will begin to pile up and it could be easy to push aside investing, especially living on a tight budget. But getting to work on securing long-term financial stability now will pay off over time, as the magic of compound interest and the benefits of being in the market over the long term add up.
“When you’re exiting school, it is the absolute best time to set yourself up to be a multi-millionaire effortlessly,” said Brad Klontz, a financial psychologist and author.
You don’t need to have a brilliant investment idea or do hours and hours of stock market research to get ahead. Setting-it-and-forgetting-it, as the investing mantra dictates, is the only piece of intelligence that you need to get started.
Right now, it might seem like an iffy time to get started if you’ve seen the recent headlines about volatility in the market. But ignore the noise. The U.S. stock market plunged in April, but it’s already recovered all of those losses. And the point is, the more time you have to invest, the less the short-term noise matters.
“I recognize that it might be very difficult to stay invested right now, to start investing right now … there’s no way to tell exactly when it’s a good time to invest,” said Lan Anh Tran, a manager research analyst for Morningstar Research Services. But she added a point that is more important, and core to success as an investor: “Time in the market beats timing the market.”
Klontz says getting started, getting into the routine of investing at a young age, is key. “It’s sort of just recognizing that anyone can do it. You know, it’s actually pretty easy. You know, rich people aren’t at their computers trading all day,” he said.
‘Go-to building blocks of portfolios’
“Invest as much as possible,” said Todd Sohn, senior ETF & technical strategist at Strategas Securities.
That may seem to be a high hurdle for a just-graduated college student in search of their first job, but it doesn’t take much, especially if students, who may be back living at home and free of rent obligations, are able to put some portion of any new income into investing. “If you could do it monthly, do it monthly. You know, if you could put away $100 every month, do that because in the long run you’ll be rewarded,” said Sohn.
Index funds, including exchange-traded funds, that invest in a broad market index of stocks, such as the U.S. stock market and international stock markets encompassing several key global regions, can help new college grads get started on a diversified long-term plan. Investors should be more heavily tilted to stocks, also called equities, when they are younger as long as the goal in long-term investing returns.
A smaller percentage of investing dollars can be invested in bond funds for diversification across both the stock and fixed-income market. Warren Buffett, the most famous investor of the 20th century, has said in the past that a reasonable plan is to place 90% of investment dollars in stocks and 10% in bonds to “smooth out” returns over time. That’s because the value of bonds typically rises during periods of time when stocks are going down as investors seek safety.
That should change over time, and the older you get, the more that may be allocated to bonds, though current investing wisdom is that even investors nearing retirement, or in retirement, should maintain significant exposure to stocks. For the recent college grad, that’s a decision for another day.
For now, “I would start with anything that is low cost,” said Sohn. “And low cost is going to be from companies like iShares or from Vanguard or from State Street. Those are going to be your go-to building blocks of portfolios.”
Consider the largest stock and bond index ETFs of all — or in other words, where the most investor money already is allocated across core domestic, international and bond funds — which also tend to have relatively low fees.
Largest ETFs for stock and bond market exposure
Vanguard S&P 500 (VOO)SPDR S&P 500 (SPY)iShares Core S&P 500 (IVV)Vanguard Total Stock Market (VTI)Invesco QQQ (QQQ)Vanguard Growth (VUG)Vanguard FTSE Developed Markets (VEA)iShares Core MSCI EAFE (IEFA)Vanguard Value (VTV)Vanguard Total Bond Market (BND)iShares Core U.S. Aggregate Bond (AGG)
Source: ETFAction.com
Constructing a portfolio around core, diversified funds doesn’t mean you can’t take some big swings, so to speak, in the market. In fact, as long as a core, diversified investment plan is in place, taking risk on the edges of the portfolio can add considerable value over time.
Sohn said new investors can start researching themes that they are passionate about, whether that be AI or natural resources or cryptocurrency, and consider more targeted investments that could produce outsize returns. There’s more risk than investing in a diversified fund, but if limited to a smaller percentage of overall investment dollars, say 5% to 10% at most, the approach can pay off — but it does require more research than investing in a few core stock funds.
Whatever an investor chooses to put their money into should be informed by what is referred to as risk tolerance.
Over the long term, investors should not be concerned about any short-term dip in the market, but each investor does need to learn what they are comfortable with, so they don’t make emotional reactions to market swings. There are ways to calculate risk tolerance, but the main question to ask yourself is, “Will market volatility affect my comfort? And if so, how much?”
While risk may seem like a scary word, or even one that has a negative connotation, risk is exactly what a young investor wants to be taking in the market so they can generate solid returns over a long-term time horizon. That circles back to the set-it-and-forget-it mindset, and the “time in the market” mantra.
Small steps on the road to becoming a market multi-millionaire
Klontz says that there are small steps these investors can take every day to start earning their financial freedom, and that starts when you get your first full-time job paycheck. Whether or not that check makes you feel rich, it’s a pivotal moment in an investor’s life.
“It’s really at that moment in time that you can set yourself up to retire early, a multi-millionaire, or sort of sentence yourself to a lifetime of being the average American, struggling,” he said. There may be thinking about how much to spend an apartment, a wardrobe, a car, but how much to allocate to the markets has to be part of the debate. “It’s the mindset that X percent of every dollar I get is going to be invested for my financial freedom.” Klontz said.
Although retirement may seem far away, everyone needs to think of it as being a real part of their lives.
“It’s so easy to say ‘I’ll worry about that later.’ And so I think it’s sort of human nature to do that in general, especially when it comes to abstract things.” Klontz said. “And the problem is that it’s really, really abstract, this abstract notion of retirement.”
And that highlights what may be the most important advice of all when it comes to getting started. Taking action is imperative in investing, Klontz said.
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Nvidia earnings updates: Wall Street watching for tariff impact, China market share – Business Insider
Nvidia earnings updates: Wall Street watching for tariff impact, China market share – Business Insider
Nvidia earnings updates: Wall Street watching for tariff impact, China market share Business InsiderNvidia earnings topped forecasts by 10% over past 2 years, double the S&P 500 beat Yahoo FinanceNvidia is due to post earnings after the bell. What analysts are saying ahead of the report CNBCNVDA Earnings: AI Leader Will Hint Whether Stocks Can ‘Squeeze Higher’ ForbesNvidia earnings are just hours away. Here’s what matters for the stock. MarketWatch
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Swiss glacier collapse buries most of village of Blatten
Swiss glacier collapse buries most of village of Blatten
The Swiss village of Blatten has been partially destroyed after a huge chunk of glacier crashed down into the valley.
Although the village had been evacuated some days ago because of fears the Birch glacier was disintegrating, one person has been reported missing, and many homes have been completely flattened.
Local authorities describe the situation as “very bad”, and have requested support from the Swiss army’s disaster relief unit. Members of the Swiss government are on their way to the scene.
The village’s 300 inhabitants had to leave their homes on 19 May after geologists monitoring the area warned that the glacier appeared unstable. Now many of them may never be able to return.
The disaster that has befallen Blatten is the worst nightmare for communities across the Alps.
Climate change is causing the glaciers – frozen rivers of ice – to melt faster and faster, and the permafrost, often described as the glue that holds the high mountains together, is also thawing.
Drone footage showed a large section of the Birch glacier collapsing at about 15:30 (14:30 BST) on Wednesday. The avalanche of mud that swept over Blatten sounded like a deafening roar, as it swept down into the valley leaving an enormous cloud of dust.
Glaciologists monitoring the thaw have warned for years that some alpine towns and villages could be at risk, and Blatten is not even the first to be evacuated.
In eastern Switzerland, residents of the village of Brienz were evacuated two years ago because the mountainside above them was crumbling.
Since then, they have only been permitted to return for short periods.
In 2017, eight hikers were killed, and many homes destroyed, when the biggest landslide in over a century came down close to the village of Bondo.
The most recent report into the condition of Switzerland’s glaciers suggested they could all be gone within a century, if global temperatures could not be kept within a rise of 1.5C above pre-industrial levels, agreed ten years ago by almost 200 countries under the Paris climate accord.
Many climate scientists suggest that target has already been missed, meaning the glacier thaw will continue to accelerate, increasing the risk of flooding and landslides, and threatening more communities like Blatten.
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Tate brothers to face *****, trafficking charges in ***
Tate brothers to face *****, trafficking charges in ***
Notorious internet personality Andrew Tate faces 11 criminal charges in Britain, including *****, actual bodily harm and human trafficking, the Crown Prosecution Service said.
The CPS said it had authorised the charges against Andrew Tate, which relate to one complainant, before an extradition warrant was issued in 2024 to bring him to Britain from Romania.
His brother Tristan Tate faces 10 charges, including *****, actual bodily harm, human trafficking and controlling prostitution for gain, relating to three complainants.
The Tates have always denied any wrongdoing.
The CPS said in a statement on Wednesday that the courts in Romania, where the Tates are separately under criminal investigation, ordered their extradition to Britain last year.
“However, the domestic criminal matters in Romania must be settled first,” a CPS spokesperson said.
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Not chickening out on tariffs
Not chickening out on tariffs
President Donald Trump on Wednesday pushed back against an emerging critique of his on-again, off-again tariff threats, which has been derisively summed up as the “TACO trade.”
The term coined by a Financial Times columnist — which stands for “Trump Always Chickens Out” — describes a pattern in which Trump announces heavy new tariffs, sending markets tumbling, and then later pauses or lightens them, causing markets to rebound.
Read more CNBC politics coverage
When asked by CNBC about the term at the White House, Trump denied that he had ever backed down and suggested that his moves have helped the U.S. gain ground in trade negotiations.
“After I did what I did, they said, ‘We’ll meet anytime you want,'” Trump said of the European Union, which he had recently targeted with a 50% U.S. tariff — before announcing two days later that he was delaying that new levy.
“You call that chickening out?” Trump said.
“It’s called negotiation,” he added, after criticizing the question as “******.”
Trump went on to credit the 50% tariff threat with jumpstarting trade talks between the U.S. and the EU.
“The sad thing is, now, when I make a deal with them, it’s something much more reasonable, they’ll say, ‘Oh, he was chicken, he was chicken,'” Trump said. “That’s so unbelievable.”
This is breaking news. Please check back for updates.
— CNBC’s Laya Neelakandan contributed to this report.
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******** of 3 siblings killed in Russian strike underscores mounting toll on Ukrainian families
******** of 3 siblings killed in Russian strike underscores mounting toll on Ukrainian families
KOROSTYSHIV, Ukraine (AP) — Three coffins — one adult-sized, one medium and one child-sized — lay Wednesday inside the Soviet-era Palace of Culture in this northern Ukrainian city, surrounded by dozens of bouquets as a church choir sang farewell prayers.
Hundreds of residents stood in grim silence. Some wept quietly. Others broke down completely.
The ******** was for 8-year-old Tamara, 12-year-old Stanislav, and 17-year-old Roman Martyniuk — siblings from the same family.
They were killed over the weekend when debris from a Russian cruise missile slammed into their home in Korostyshiv, a city of 24,000 residents about 100 kilometers (60 miles) west of Kyiv, during an aerial barrage. It struck at 3 a.m. as they slept in their beds.
“I saw destruction, great destruction. All the houses were razed and shattered,” said Volodymyr Demchenko, the family’s 77-year-old neighbor, recalling the night when the missile landed 500 meters (yards) from his home.
The children’s deaths underscore the mounting toll on Ukrainian families as Moscow ramps up its strikes amid faltering peace efforts. It was one of several recent tragedies in which children and teenagers have died, revealing a grim pattern as hopes for a ceasefire fade and Russian attacks continue to target civilian areas. “The three kids were incredibly bright, incredibly polite, the smartest, best students, always ready to help, always ready to support others,” said 22-year-old Yuliia Skok, the eldest sibling’s teacher.
Moscow denies targeting civilians, but abundant evidence shows otherwise.
The children’s father, still bearing fresh injuries, was released from the hospital to attend the ********. He and his two surviving children sat beside the coffins — a scene that has become heartbreakingly familiar in a war now grinding through its fourth year. Their mother remained hospitalized.
At least 209 civilians were killed and 1,146 injured across Ukraine in April, making it the deadliest month for civilians since September 2024, according to the U.N. human rights office. The toll was 23% higher than in March and 84% higher than in April 2024.
Among the victims were at least 19 children, while another 78 were injured — more than the combined total of the previous four months. It was the highest verified monthly number of child casualties since June 2022.
The deadliest single strike on children since the start of the invasion occurred April 4 in the central city of Kryvyi Rih, President Volodymyr Zelenskyy’s hometown. A ballistic missile exploded over a park, playground and restaurant, scattering thousands of metal fragments that killed 20 civilians — including seven boys and two girls — and injured 63 others, the U.N. said.
Nearly half of April’s civilian casualties were caused by missile attacks, many involving powerful explosive weapons targeting densely populated urban areas such as Kryvyi Rih, Sumy, Dnipro, Zaporizhzhia, Kyiv and Kharkiv. In several cases, Russian forces used fragmentation warheads that detonated mid-air, spreading shrapnel over wide areas.
One of the deadliest such attacks occurred April 13 in the northern city of Sumy, where two ballistic missiles struck the historic city center minutes apart. The blasts killed at least 31 civilians — including two young boys — and injured 105. Many victims were caught in the open while rushing to help those wounded in the first explosion or while riding a bus near the impact zone.
According to Ukraine’s Prosecutor General’s Office, at least 630 children have been killed since the start of the war, and more than 1,960 injured.
Korostyshiv, a town rarely shaken by tragedy of this scale, stood united in mourning Wednesday.
“They were some talented children who were supposed to keep living, but sadly, the war took their lives. We are very sad, the entire school and the community are mourning,” Skok said.
Mourners passed slowly by the coffins to pay their final respects. Some placed flowers. Others could barely walk.
“This is an irreparable loss that will leave a deep mark in the hearts of each of us,” Zhytomyr regional Gov. Vitalii Bunechko in a statement. “We bow our heads in memory of the children whose lives were cut short by Russian missiles.”
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Not chickening out on tariffs
Not chickening out on tariffs
President Donald Trump on Wednesday pushed back against an emerging critique of his on-again, off-again tariff threats, which has been derisively summed up as the “TACO trade.”
The term coined by a Financial Times columnist — which stands for “Trump Always Chickens Out” — describes a pattern in which Trump announces heavy new tariffs, sending markets tumbling, and then later pauses or lightens them, causing markets to rebound.
Read more CNBC politics coverage
When asked by CNBC about the term at the White House, Trump denied that he had ever backed down and suggested that his moves have helped the U.S. gain ground in trade negotiations.
“After I did what I did, they said, ‘We’ll meet anytime you want,'” Trump said of the European Union, which he had recently targeted with a 50% U.S. tariff — before announcing two days later that he was delaying that new levy.
“You call that chickening out?” Trump said.
“It’s called negotiation,” he added, after criticizing the question as “******.”
This is breaking news. Please check back for updates.
— CNBC’s Laya Neelakandan contributed to this report.
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#chickening #tariffs
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California investigated by Justice Department for trans athletes
California investigated by Justice Department for trans athletes
U.S. Attorney General Pam Bondi attends a press conference, as she unveils actions against the state of Maine, which is locked in a dispute with the Trump administration over transgender policy, at the Justice Department in Washington, D.C., U.S., April 16, 2025.
Leah Millis | Reuters
The Justice Department on Wednesday said that it was investigating whether a California law allowing trans athletes on female sports teams at state schools violates federal civil rights law.
The department disclosed the investigation to California’s attorney general and other officials a day after President Donald Trump threatened in a social media post to revoke large-scale federal funding from the state if it ignored his executive order banning transgender athletes from women’s sports.
“The investigation is to determine whether California, its senior legal, educational, and athletic organizations, and the school district are engaging in a pattern or practice of discrimination on the basis of sex,” the U.S. Attorney’s Office for the Central District of California said in a statement.
At the same time, the Justice Department said it had filed a statement of interest in a federal court lawsuit filed on behalf of girls’ athletes that argues trans athletes should be barred from competing with them under federal laws.
“The statement of interest is part of a national effort by the President, the Attorney General, and the Justice Department to oppose the deprivation of women and girls of fair athletic opportunities,” the U.S. Attorney’s Office said.
Read more CNBC politics coverage
At issue in the probe is the question of whether California’s School Success and Opportunity Act, the state law also known as AB 1266, conflicts with Title IX, the federal law that bans sex discrimination in schools or educational programs that receive funding from the U.S. government.
AB 1266 allows students to participate in school programs and athletic events consistent with their gender identity.
“Title IX exists to protect women and girls in education. It is perverse to allow males to compete against girls, invade their private spaces, and take their trophies,” said Harmeet Dhillon, assistant attorney general for civil rights, in a statement.
“This Division will aggressively defend women’s hard-fought rights to equal educational opportunities.”
Trump, in his Truth Social post Tuesday, wrote, “This week a transitioned Male athlete, at a major event, won ‘everything,’ and is now qualified to compete in the ‘State Finals’ next weekend.”
“As a Male, he was a less than average competitor. As a Female, this transitioned person is practically unbeatable. THIS IS NOT FAIR, AND TOTALLY DEMEANING TO WOMEN AND GIRLS,” the president wrote.
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Borderlands Review Bombing Continues Despite Pitchford’s Apology
Borderlands Review Bombing Continues Despite Pitchford’s Apology
Gearbox Software’s highly anticipated Borderlands 4 has yet to hit store shelves, but it’s already knee deep in controversy. Last week, ****** Pitchford, CEO of Gearbox Software, picked a fight against the entire gaming community by saying that “real fans” would buy the game regardless of a $80 price tag.
This seems to have triggered a whole chain of reactions because the entire Borderlands trilogy has gotten review-bombed on Steam. But not just because of his words. Publisher Take-Two apparently made changes to the End User License Agreement for the games that didn’t sit well with fans. What is the next move for Take-Two and Gearbox?
Borderlands 4 has started a whole mess for the franchise
It all began last week when we saw Pitchford, CEO of Gearbox, respond to a fan expressing concern about a potential $80 price tag for Borderlands 4. Pitchford defended the potential price tag by saying, “If you’re a real fan, you’ll find a way to make it happen.” He continued to recall his own experience of buying Starflight for $80 back in 1991.
Boy howdy, JackGPT, is that how I sound? My bad, but cheers to Duke_Newcombe and @MoxsyOG for the funniest thing I’m going to read today!
In seriousness though, nobody likes being taken for granted and it was not my intent. I’m humbled by the love and support everyone has shown… [Hidden Content]
— ****** Pitchford (@DuvalMagic) May 22, 2025
Intended or not, the comment was perceived by many as elitist, out of touch, and dismissive of current economic pressures. And as you’d expect, gamers across online communities had nothing but criticism for Pitchford. A lot of it was about the perceived insensitivity of telling fans to “just pay up” during a time of rising living costs.
Publishers like Devolver Digital even jumped into the trend of making fun of it. Using the controversy to market Mycopunk, its upcoming co-op shooter, the studio joked that four copies of their game could be purchased for the price of one Borderlands 4. In the days that followed, Pitchford tried to steer the community back in his favor, but as usual, the damage was already done.
People are review-bombing the Borderlands games because Gearbox/2K made EULA changes
Looks like people are review bombing the entire **Borderlands** series because Gearbox/2K made EULA changes that can apparently gain root-level access to your machine under the guise of… pic.twitter.com/fZwAoSr9wo
— Pirat_Nation (@Pirat_Nation) May 20, 2025
But while that may be one of the reasons behind the review bombing, it’s not the main one. We all know that gamers have taken review bombing as the default method of protesting changes to games or any kind of frustration in general. And that is exactly what happened because the review bombing was due to changes in the End User License Agreement for the franchise’s games.
So, how much will Borderlands 4 really be?
Image Credit: Gearbox Software
As for Pitchford, he ended up making a half-apology for his statements in response to a viral AI parody of his original statement. “In seriousness though, nobody likes being taken for granted and it was not my intent,” he wrote. “I’m humbled by the love and support everyone has shown the team… Regardless of where the price lands, it’s going to be worth it and then some.”
As of today, neither Gearbox nor publisher 2K Games has confirmed the final price of Borderlands 4. But we already know that the game is coming out in a few months, so pre-orders are expected to open soon.
Funnily enough, 2K just recently priced the upcoming ******: The Old Country at $50. So the publisher is fully aware of pricing tactics in the market right now. Let’s see if that makes any difference.
Borderlands 4 is set to launch on September 12, 2025, for PS5, Xbox Series X/S, and PC.
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Save a massive $450 on this new and powerful Dell 16 Plus laptop
Save a massive $450 on this new and powerful Dell 16 Plus laptop
My primary laptop is a 14-inch MacBook Pro. It’s lightweight and powerful, but every so often I find myself craving a larger display. That’s where 16-inch laptops enter the fray, and Dell has just released a new offering in this field. They’ve called it the Dell 16 Plus, and you can pick it up for $699.99 (was $1,149.99).
• Browse all the latest Dell laptop deals
This is, quite frankly, a ludicrous ***** and one of the best laptop deals available right now.
This laptop is so new that we’ve not yet managed to get our hands on one for review. I wasn’t expecting to see a discount like this for a while. For the money, you’ll get a high-performing device that boasts an Intel Core Ultra 7 processor, 16GB RAM, and a 1TB SSD. That’s a seriously tempting deal if ever I saw one.
Today’s best Dell laptop deal
As I mentioned earlier, we’ve not reviewed this particular laptop yet, but we’ve loved most of Dell’s offerings in recent years, including the XPS 13 and XPS 14. We awarded both laptops a solid 4.5 out of five stars, which shows that Dell is taking the fight directly to Apple when it comes to premium business and productivity laptops.
On paper, the Dell 16 Plus looks incredible. The Intel Core Ultra 7 CPU has a 47 TOPS NPU, 8 cores, and up to 4.8 GHz. 16GB of LPDDR5X keeps everything running smoothly, while a 1TB SSD gives you loads of room to store all of your files.
As with any Dell laptop, you can customize almost any part of the hardware if you prefer, which means you’ll only pay for what you need.
Check out our best laptops list for all our current favorites, or if you’re on a budget, then head over to our best cheap laptops guide instead.
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Trump asking Congress to help with $9.4 billion in DOGE cuts – Axios
Trump asking Congress to help with $9.4 billion in DOGE cuts – Axios
Trump asking Congress to help with $9.4 billion in DOGE cuts AxiosDeSantis goads Congress to follow FL’s DOGE blueprint as Musk’s cuts still wait for vote Fox NewsTrump says he will be negotiating the ‘big, beautiful’ tax bill after Musk criticizes it – live The GuardianWhite House plans — at last — to send some DOGE cuts to Hill PoliticoElon Musk Responds to Trump Voter’s Fury Over Lack of DOGE Votes Newsweek
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Glacier collapse swallows part of Swiss village
Glacier collapse swallows part of Swiss village
A Swiss mountain village has been buried in a deluge of ice, mud and rock, after a big chunk of the Birch glacier collapsed into the valley below.
The village of Blatten, which was evacuated of its roughly 300 residents several days ago, was on Wednesday overwhelmed by thousands of tonnes of mud and ice.
Global warming is causing glaciers to melt more rapidly. Meanwhile, the permafrost – often described as the glue that holds high mountains together – is also thawing.
One person has been reported missing, and many homes have been flattened.
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