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FP3: Norris tops the timesheets from Piastri and Verstappen during final practice in Imola – Formula 1 FP3: Norris tops the timesheets from Piastri and Verstappen during final practice in Imola – Formula 1 FP3: Norris tops the timesheets from Piastri and Verstappen during final practice in Imola Formula 1F1 practice LIVE: Emilia Romagna Grand Prix 2025 times, results, radio & updates from Imola BBCHIGHLIGHTS: Watch the action from final practice at Imola as Norris edges out Piastri amid unusual tyre situation Formula 1Mark Hughes: How Imola win could be snatched from McLaren The RaceF1 Emilia-Romagna GP live updates: Follow qualifying latest after huge Tsunoda ****** brings red flag delay The New York Times Source link #FP3 #Norris #tops #timesheets #Piastri #Verstappen #final #practice #Imola #Formula Pelican News View the full article at [Hidden Content]

Power up with USB car charger Power up with USB car charger With our ever-expanding collection of portable rechargeable devices, you can never have enough charging points in your car. This versatile charger from Powertran plugs into any standard car accessory socket and provides up to 140W USB-C power delivery in its primary USB-C port, and 20W from the secondary one. The charger also has two 18W USB ports. It is fitted with a durable 2m cable, allowing you to run it from your battery into your tent or camper. The Powertran USB charger is available from Altronics stores and costs $129. Source link #Power #USB #car #charger Pelican News View the full article at [Hidden Content]

If Wealth Was Evenly Distributed Across America, How Much Money Would Every Person Have? If Wealth Was Evenly Distributed Across America, How Much Money Would Every Person Have? According to the Federal Reserve, U.S. households hold $160.35 trillion in combined wealth, which is the value of every American’s assets minus their liabilities. Find Out: Here’s the Line Between Middle Class and Upper-Middle Class in Every State Try This: 3 Reasons Retired Boomers Shouldn’t Give Their Kids a Living Inheritance Advertisement: High Yield Savings Offers Powered by Money.com – Yahoo may earn commission from the links above. To say it’s distributed unevenly is too much of an understatement to even qualify as an understatement. The bottom 50% of the country shares less than 3% of that enormous pie, while the most fortunate 10% gorge on nearly all of it. Here’s a look at how much money each American would have if every person got an equal slice of the country’s wealth. Next, find out what the economy might look like if net worth was capped at $1 billion. According to Google’s Data Commons project, the U.S. is home to roughly 340.11 million people. If they divvied up the country’s $160.35 trillion jackpot equally, each would have about $471,465. That’s $942,930 per couple. If a couple had two kids, the four of them would be sitting pretty with $1.89 million. To most in the lower 50%, that probably sounds like a pretty sweet deal. To many in the monied class in the top half, however, a net worth of less than a half-million dollars might as well be a stint in the poorhouse. Learn More: 4 Secrets of the Truly Wealthy, According To Dave Ramsey Nearly one dollar in three is in the pockets of the top 1%, which owns $49.46 trillion, or 30.8% of America’s combined wealth — but even the 1% has an aristocracy and an underclass. The heavyweights at the tippy-top of the pyramid in the top 0.1% — about 340,000 people — own $22.14 trillion, or 13.8% of America’s bounty. That leaves the commoners of the 1% — the 99%-99.9% percentile group — to share $27.32 trillion, or 17% of America’s fortune. Under that are those in the 90%-99% percentile group, who control $58.34 trillion, or 36.4% of the pie. Combined with the 1%, that puts almost exactly two-thirds of America’s wealth in the bank accounts of the top 10%. Nearly all of the remaining third of America’s wealth — 30.3%, or $48.54 trillion — goes to those in the 50%-90% percentile groups. That leaves just 2.5%, or $4.01 trillion, for the entire bottom 50% of the country to split. If they split it evenly, which they, of course, do not, that would give each of those 170 million people $23,588. For context, the 340,000 movers and shakers in the top 0.1% get about $65.12 million each — 2,760 times more. Source link #Wealth #Evenly #Distributed #America #Money #Person Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

Breathlessness, nausea, a cough and a mass suggested *******. But was it? – The Washington Post Breathlessness, nausea, a cough and a mass suggested *******. But was it? – The Washington Post Breathlessness, nausea, a cough and a mass suggested *******. But was it? The Washington Post Source link #Breathlessness #nausea #cough #mass #suggested #******* #Washington #Post Pelican News View the full article at [Hidden Content]

Opposition leader Sussan Ley reveals her mother Angela Braybrooks has died in tragic update Opposition leader Sussan Ley reveals her mother Angela Braybrooks has died in tragic update Sussan Ley has revealed her mother, Angela Braybrooks, has died. The devastating update from the Opposition leader comes just days after Ms Ley made history, when she became the Liberal’s first female leader. “In the very early hours of this morning, my mother, Angela Braybrooks, passed away here in Albury. My family and I feel this loss deeply,” Ms Ley said in a statement. Ms Ley expressed her “deep appreciation” to staff at Riverwood Aged Care centre who cared for her mother, saying she was “comfortable and at peace” in her final moments. “Mum was a mental health nurse who helped so many people through her life. She taught me the values of resilience, self-reliance and persistence,” Ms Ley said. “Growing up in wartime Britain, Angela could never have dreamt that her daughter would become Australia’s first female leader of the Opposition, but because of her, that happened this week.” Ms Ley said her mother weathered uncertain times with “strength and determination” and she had taken inspiration from her “every single day”. “It was a gift of fate that I was able to share Mother’s Day with my mum one last time on Sunday,” she said. “On Monday night in Canberra, our parish priest organised a FaceTime call, telling Angela she had to ‘hang on’ to see one more special moment in her daughter’s life. If she could do that, he promised her, ‘we’ll have champagne tomorrow’. Camera IconThe devastating update comes just days after Ms Ley (pictured with deputy leader Ted O’Brien) was named the first female Liberal leader in history. NewsWire / Martin Ollman Credit: News Corp Australia “On Tuesday, hours after I was afforded the enormous privilege by my Liberal colleagues of leading our party, I drove back down the Hume Highway to be at her bedside. While mum was no longer verbal, she watched every moment of my press conference. As I walked back into her room that afternoon, her eyes lit up with excitement. It was a moment I will treasure, forever.” “Thank you to the many Australians who have expressed their sympathies to me and my family. We look forward to celebrating Angela’s life, the extraordinary person she was, and all she achieved.” More to come. Source link #Opposition #leader #Sussan #Ley #reveals #mother #Angela #Braybrooks #died #tragic #update Pelican News View the full article at [Hidden Content]

Here’s How 75 Different Millennial And Gen Z Homeowners Actually Bought Their Homes Here’s How 75 Different Millennial And Gen Z Homeowners Actually Bought Their Homes As anyone who is a millennial or younger knows, it feels damn near impossible to buy a house right now. Millennials graduated into the Great Recession, then watched as home prices vastly outpaced wage increases over the next 15+ years. The pandemic brought historically low interest rates, but those came with skyrocketing prices. Then, the hangover from the pandemic brought inflation, which the Fed has attempted to tame with high interest rates, putting monthly payments out of reach for today’s younger adults. And all that is to say nothing of the massive student debt that many of our generation have taken on. Sometimes, it makes you wonder just how the heck anyone can afford a home right now. So, we asked millennial and Gen Z homeowners how they managed to afford theirs. MoMo Productions / Getty Images Generally, the responses fell into five major categories: First, there were the ones who had a death in the family that allowed them to buy: NBC 1. “My dad died when I was in my senior year of college. I got enough in inheritance that I paid off my student loans and put the rest into a down payment and furnishings for a townhouse. No way I would’ve ever been able to afford a home otherwise.” —Anonymous 2. “There’s not much to it: My parents passed away and left my sister and me our childhood home. The mortgage was paid off already, so we just have to pay taxes. Unless something drastic happens, we’re living here forever.” —betherick85 3. “Inheritance from my grandma. Still had to cosign with my Boomer parents because even with full-time, long-standing jobs, my husband and I couldn’t qualify for a decent rate.” —Anonymous, Canada Then there were the ones who had to work multiple jobs (sometimes multiple full-time jobs), budget very strictly, and be generally ********** (mind you, this was not the average experience for Boomers): Adult Swim 4. “Working 16-hour shifts at my job, whether I wanted to work or not. If I was offered the shift, I took it. No extras. Stopped buying clothing unless absolutely necessary, used price match apps at the grocery store to get the best price possible. Meal prepped for my lunches. Limited eating out and instead invited friends over for food. Stopped drinking. Spent more time outside and enjoying nature when not working. Cancelled cable and only had internet, Netflix, and Disney. Got a Costco cash back credit card that gave me money back on my Costco membership, and also a cash back cheque at the end of the year. No vacation for five years and just sucked it up.” —Anonymous, Canada 5. “I always knew I wanted to buy, so I worked two jobs to make it happen: a regular 9-5 and then a waitressing job on the weekends to save every penny. I didn’t have new clothes, the latest phone, a new car, or holidays while my friends did, as I was so focused on my goal. There were lots of people who said I wouldn’t do it, which made me even more determined! After years of saving, I bought a starter home through a shared ownership scheme. After six years, I was able to buy it outright and have since moved to a ******* house. Definitely worth the wait, and the payoff is that I now can afford more stylish clothes, I’m able to have a holiday, and have been able to put some money away in savings!” —Anonymous, *** 6. “Worked my **** off at two full-time jobs for eight years to save for a down payment.” —Anonymous, Midwest There were those who bought during COVID, taking advantage of direct payments and low rates: NurPhoto / NurPhoto via Getty Images 7. “I bought my house in Oct. 2021: 3.25 interest rate baby! If it wasn’t for the COVID checks, there’s no way I would have been able to save as much as I did. It was a good head start. I also just paid off my car and was working a bunch of OT (letter carrier). COVID was horrible, but a blessing in disguise for me. I did it all by myself, with okay credit. Took about a year to find the right house for me, and being a homeowner has been a learning curve for sure. I love/hate it, mainly because I’m not handy.” —Anonymous, Terre Haute, IN 8. “My husband and I were born in ‘93 and ‘96. Colorado natives. We were lucky that we met in high school and got married straight out of college in 2019. We had been saving for a home, and when we saw the market moving in 2020, we jumped into the market and overbid on our house by 20k, which we thought was overpaying, but we decided it was the perfect home for us. Lucky for us, we locked in a 3% interest rate and did well in our respective careers (engineer and teacher). The mortgage was barely in our budget when we bought, but after five years of nurturing our jobs, we can comfortably afford our monthly payments and the rising costs of insurance and taxes. We would definitely not be able to afford our current home at today’s prices and interest rates — at least we love it and are not planning to move for a very long time!” —Anonymous, Denver Metro Area Some used first-time buyer programs and other special loan programs: Designer491 / Getty Images 9. “I joined the Army as a teenager in 2007 to afford college, and afterward used a VA home loan to buy a house with 0% down, no PMI, and a low interest rate. But it’s pretty telling that I had to risk my life to access homeownership. I don’t even work in my field now; my medical degree is sidelined by service-connected disabilities.” —KD, Texas 10. “I am a Gen Z. I purchased my first home last month. This was possible because there was a program by a bank in my area that would cover closing costs (up to an amount) and the down payment. The only requirements were that you were employed (W2), had okay credit, and the home was located in certain, approved zip codes (less developed, older, not the best). I worked with them, they approved me into the program, and I was able to close on my house in four weeks.I suggest to anyone looking to purchase a home: Call around ask ask banks in your area if they have these special programs. And of course, only purchase a home if you are ready for the responsibility of owning one.” —wickedturkey9027 11. My husband and I bought our house at 25 in 2015. Our interest rate is 3.75%. We have a rural development loan even though we are in a small, well-developed city (10k population, big box stores, etc), which required no down payment. We paid 180k for a 2000 sqft, 4 bed/2 bath house in city limits (worth 315k now). My spouse and I are both teachers, and we have student loans, car payments, and daycare fees. We have three kids and are outgrowing our house, but it’s so much more affordable than trying to buy or build something else in this market. I’d rather be somewhat squished in our current house than spend all of what we would make selling our current home — and then some — to still pay double what our current mortgage payment is for something with just a little more space.” —Anonymous, Minnesota There were those who were lucky enough to live with — or get money from — parents and family: 12. “I lived with my parents for a year and a half (rent-free) and was able to save up for a down payment. There’s no way I could have put enough money aside otherwise.” —Anonymous, Florida 13. “Got a generous down payment gift from my parents to buy in northern Colorado. Rent was too expensive to save even though we both worked full time. The down payment ended up only being 10% so we had to get mortgage insurance. Eventually we moved to Ohio because our mortgage was eating up most of our income. Now our house is paid off, but only because one of my parents died and we inherited some money.” —Anonymous 14. “First, I never rented. I knew I couldn’t rent and save, so I lived with my parents until I could buy a house by myself at 29. I was a microbiologist during the pandemic, the safest job you could have. All of the stimulus checks helped me afford the closing costs, along with a little help from my parents. I bought a house that was a fixer-upper, but with good bones in a good neighborhood. I, too, got very lucky with a 1.99% interest rate (I had an 800+ credit score). After I got promoted, I got a home equity loan and fixed it up. It was luck, patience, and help, but mostly luck.” —mlz5051 15. “Dual income, promotion, receiving a lump sum payment, and a few years of living with family for free. Still live over one hour from the nearest major city.” —Anonymous, Australia And then there’s this person, who had a job that paid $80k out of college but seems to think that’s average: 16. “Rented with friends while saving money for a down payment my first 5–6 years out of college. No crazy-paying job, I was making $80k or so at the time. I’ve talked to a few people who seem amazed, and I hate to say it, but it usually comes down to the mistakes that person made.” —Anonymous, Las Vegas Anyway, here are the rest of the stories (from the US and beyond), each of which has its own set of circumstances that allowed young people to buy their homes. I’ll leave it to you to decide what these stories mean in terms of the affordability of the market over the last 15–20 years: 17. “Honestly, my husband and I gambled on the top end of our budget. After crunching our financials, we knew we could afford it and all utilities, etc., but there wasn’t enough left for vacations or luxury purchases. We rode it out for a few years with empty rooms and putting off ‘nice to have’ projects. Eventually, our promotions at work rose enough that our debt to income was quite comfortable. But if we’d waited until everything lined up perfectly, property values rose enough that it would have been a stretch to buy the house we were already in. If you have the financial discipline, take the leap!” —Anonymous, Midwest 18. “I bought a house in 2015 right before the prices started to rise and the market became competitive in central Ohio. Looked at three houses before we found mine. I found a house that needed a pipe fixed, but they weren’t sure if it was in the wall or the slab. So we negotiated from 110k down to just under 90k, including a 5k down payment. I was extremely lucky in the fact that I got a house young, with a low mortgage payment, good interest, and a low down payment. Comps in my neighborhood are now going for 290k or more. There is no way I would be able to afford a house today. I just got lucky. My parents pushed me to stop wasting money on rent when I was young, and I listened. But if I hadn’t bought it at 24, then I would never be a homeowner, as there is no way I could afford a house today, the way the market is.” —Anonymous, Columbus, Ohio 19. “I was extremely lucky in my timing. I lived with my parents for two years after college graduation and saved everything. I earned an average salary for a new grad. In early 2020, I decided to start looking, and after many rejected offers (I was outbid a lot), I was able to buy a townhouse at a decent interest rate (that was as much as I could afford on my own). Luckily, I only had to put 10% down. I didn’t have 20% saved up. Soon after the market started going crazy here in Arizona, and now I would not be able to afford my house by myself, let alone a single-family house, even with a raise each year since. So my timing, as well as the opportunity my parents gave me to save up, were my saving graces. Friends looking now are really struggling with the skyrocketing prices and interest rates.” —Anonymous, Phoenix, AZ 20. “Golden Girls situation. Bought together.” —Anonymous 21. “We are some of the rare people who were somewhat able to follow the standard path of college, job, house, kids. We both come from families where our parents were able to help us pay for most of college and keep us afloat if we struggled early on. We didn’t go anywhere fancy, but having a degree with little debt is a major leg up. We graduated college during the recession and had to put 10+ years in at shitty jobs to finally get careers going, but once we did we were able to afford our needs and save some money. We took out a loan from my 401 (k) for the down payment, which we repaid over a few years. We bought a house at the bottom of our budget when interest rates were really low. I got laid off from my job after we had our first kid, which really motivated us to scale back spending. Since then, we have steadily grown in our careers and wealth, but have tried very hard not to let our lifestyle creep. I will say our personalities probably help too. We don’t really travel a lot, and I’m a very plain Jane kind of girl, so my personal maintenance is cheap. We buy used cars and drive them till they break. We rarely discuss wanting a ******* house and will probably live here til our kids move out. But I fully acknowledge that having a stable, financially privileged upbringing was probably the key factor in our success, even if we technically paid for the house ourselves.” —Anonymous, Atlanta suburbs 22. “I bought during the pandemic with 2.5% down and a 2.37%, 30-year fixed-rate mortgage. My payment was $1000 less per month than renting an apartment. I saved the down payment over five years.” —Anonymous 23. “Privilege and timing. I had a 401k from working in the family business, she received a sizeable wedding fund when I proposed to her. We used half the wedding fund and fully liquidated the 401k to use as a down payment on a townhome that was being sold as a foreclosure in the 2010s. Seven years later, the townhouse has doubled in value, so we sold and decided to build a new custom home a little further out in the suburbs. We signed the contracts in December 2019 before everything went crazy, spent the majority of lockdown in my mother-in-law’s basement picking over design elements for our under-construction house, and then moved into our forever home late fall of 2020. Still can’t afford kids though.” —Anonymous, Northern VA 24. “We used our wedding gift money for a good chunk of our down payment.” —Anonymous, Indiana 25. “Pure luck. I bought it from a relative for market value, so it wasn’t on a discount, but it was just at the cusp of COVID when things were still affordable in rural Atlantic Canada. I did the right things, saved up for a down payment, and have a decent mid-level job in health care administration, but I also know it was a very lucky window of time when I was ready. I bought just before lots of people decided to move out of Ontario and buy up all the property in quaint little towns like mine in Atlantic Canada. And those folks threw around a lot of money for properties that were absolutely not worth the price they paid, but they could because they got so much money selling in the urban markets. Now my property is worth twice what I paid for it (thank god for tax rate caps). I know if I wanted to move, either to a different house or to a new town or city, I would have no chance of finding an affordable house even with the profit I would make off this one. Here’s hoping I like/keep my job for a long time…” —Anonymous, Atlantic Canada 26. “My dad downsized to a condo as he got older, and shortly after, he was diagnosed with *******. He moved in with my now wife in our apartment for end-of-life treatment. We sold the condo when he died, got what was left in his bank account, and used it as a down payment for the house. Mind you, I did ALL the research, my realtor just smooth-talked the owners into selling to us. I was glued to Redfin looking for places that we could afford, and we ended up finding a place for $250k.” —Anonymous, Palm Springs 27. “While my husband (teacher) and I (government lawyer drone) did live in a very low-rent apartment for a few years on a pretty basic budget to save money, I honestly don’t think we could have afforded the house we did without the money I get quarterly from my trust fund. It’s not enough to live on by itself (at the time about $12k a year), but it certainly helped a lot to save for a down payment. Plus, we happened to luck out both in the timing of when we bought our house (early 2016), and in the house we bought, which the owner was looking to offload since it had lingered on the market for about a year. So, a combo of some frugality and a lot of luck.” —Anonymous, St. Louis, MO 28. “My father-in-law is very financially savvy and has built a lot of wealth. When my husband was in high school, he set up stocks for him to grow over the years. When we got married, we found it had built a lot of money that he then gave us access to. We used it for a down payment on a house. Not sure we could have afforded it otherwise and are very lucky. “ —Anonymous, Ohio 29. “I (35F) was lucky enough to buy a cheap house in a not-so-great part of town that was ‘up and coming.’ While it never became super prosperous, I gained enough equity to move into a much larger home in a nicer suburb. That home appreciated like crazy because the neighborhood exploded with new construction after I moved in, and I sold shortly after my property taxes more than doubled. Used the equity to buy a modest house in an established neighborhood where property taxes are much more reasonable.” —Anonymous 30. “We live in a trailer — not in a trailer park but in a campground. We bought it from my husband’s brother, who only charged us what he paid for it years earlier. The one next to us that is actually smaller than ours recently sold 40 grand more than we paid.” —Anonymous, Florida 31. “I was at the right place at the right time… the year was 2010, I was 23 years old and a recent college graduate (6 months earlier). Before 2009, there was a beautiful 1920s building gutted and renovated as work/live spaces and lofts. They had kept all the splendor of the building but added all modern conveniences. They were selling them for $500,000+ each. A total of 90 units, and 11 sold. Then the bottom fell out, and they sat for two years unsold until in 2010, there was an auction. I bought my 1000 square foot loft on the top floor with a balcony for $200,000. As I was a first-time buyer, I qualified for an FHA 3% down payment (6k). With property taxes, insurance, and HOA fees, my monthly mortgage is $1000. (I have since refinanced to 3% interest.) My loft now is valued at $550,000.” —Anonymous, Los Angeles, CA 32. “I have a ridiculously well-paying job (lawyer in a niche field, made over $600,000 in base+bonus last year) that I hate and has caused severe burnout and exhaustion, but now that I have the home, I’m completely locked into the job. None of the jobs I’ve found/applied for that I would actually enjoy — and would improve my mental health and actually let me enjoy my home — will pay anywhere near what I’d need to keep my home. But because of my work hours, I have so little time to enjoy the home, from the amount of spare time left to just maintaining it (man, do I miss renting for that), and just the sheer mental exhaustion from work. Plus, I put so much effort into work/saving up for a home that I back-burnered dating and have zero energy for that, and owning a home solo is VERY hard for maintenance and trying to figure out a way to manage the mortgage if I wanted to make a change career-wise. If I could go back four years, I’d prioritize my own mental health and continue renting and find a new job. I convinced myself that, because I was good at this job and well-liked that I should stick with it and enjoy the salary/house/financial stability. It was absolutely the wrong move. I love my house so much, but am seriously considering whether it’s worth the massive additional strain of selling (and the net loss of selling with closing costs without having any real appreciation time for the home value).” —Anonymous, NYC/Northern NJ 33. “We bought our home back in 2018 when it was more of a buyer’s market. My spouse is in the military, so we were fortunate to use a VA Loan to purchase our home. I work as an assistant to the broker-in-charge/owner at a real estate office, and honestly, watching people buy homes right now with the interest rates going how they’re going, it’s starting to make me a little nervous about whether I’ll have a job if business starts to get slow. It’s hard not to wonder: Will fewer people buy or sell homes moving forward? If someone already has a low interest rate, why would they want to sell and then take on a much higher one, especially if it means settling for less house or compromising on location? It just feels like becoming a homeowner is getting harder and more expensive. And from where I’m sitting, that reality is starting to affect all of us.” —Anonymous, Eastern NC 34. “He has a corporate job, I have a public sector job in healthcare, both in our early 30s. At the time of our first home purchase, our total income was about 130K. We worked for six years while living with family, paying a small amount for rent ($400 or so a month each plus groceries) to them. We made it a priority to put 70% of our income into savings for a home or school loan repayment. We rarely ate out, did lots of free activities like hiking, but took a vacation annually. He was very fortunate not to have any student loans, however, I had quite a bit, so he ended up paying for most of the down payment, and we were able to put 20% down. We were fortunate to move to a medium-cost-of-living city. Our three-bed, two-bath home cost us $500,000, and our mortgage was incredibly cheap in 2021. We’ve just sold our home after living here for four years and are excited to move to start our family in a ******* house more suited to us!” —Anonymous, Kingston, Ontario 35. “A very lucky combination. Husband and I had no student debt (parents helped, and we worked all through college). We were always mindful of spending, and we were able to save a couple thousand dollars each month thanks to our rent-controlled apartment for 10 years (the mold came free!). I am a nurse, which pays very well in the Bay Area (compared to the rest of the US), and my husband is in tech (TV broadcast-related), so my income stayed consistent, and stimulus checks/unemployment during his brief COVID layoff kept him at about the same income. We made our move when interest rates were low in 2021 and put down about $290K for what ended up being a $1.45M home. It was way over asking, but that was the state of home buying at the time. We were outbid several times by all-cash offers, but our realtor believed it was our ‘love letter’ to the sellers of our eventual house that really got us in. We weren’t the highest bid, but they were supporters of the university I mentioned I was teaching at, and our commitment to remaining part of the neighborhood community we had found (very near our old apartment).” —Anonymous, San Francisco 36. “My husband (new boyfriend at the time) purchased a condo through a first-time home buyer’s program. He had a significant amount of savings for the down payment and received a little bit of help from his parents. These programs usually have a lot of red tape and waiting lists, but I highly recommend looking into what your state and county have to offer. We lived in the condo together for about 10 years. When we sold it, we were able to use that money towards our current house.” —Anonymous, Long Island, NY 37. “My husband and I lived in ******* apartments and lived modestly so we could put as much as we could to students loans and student debt. We bought our first house with a small 5% down. The market really saved us because 2.5 years later (2019), we sold our first house with enough profit to pay off our student loans and have a good down payment for our new house. We stayed in that house for four years and sold it for a really good profit to put 40% down on our current house, which really helps because our interest rate isn’t great, but we will refinance that one day.” —Anonymous, Metro Atlanta, GA 38. “My father and grandfather passed away within a few years of each other when I was a teenager, and I was able to use a portion of the inheritance I received for a down payment on a house about 10 years later. My partner and I ‘split’ the purchase, in that at the time I had no income to qualify for a loan, and my partner had almost no savings for a down payment. I luckily had enough to put down just over 20% to avoid paying mortgage insurance and keep our monthly payments lower. We were also incredibly lucky with timing; we bought our house near the end of 2020, right before interest rates in our area skyrocketed. I have friends who were trying to buy houses around the same time as us who got into bidding wars for houses, going back and forth making offers on houses for $100k-$150k more than they were worth, with interest rates three or more times what we were able to secure.” —Anonymous, Western Washington 39. “In 2011, my husband and I bought a home built in 1905 that was the definition of a fixer-upper. The sellers, who moved abroad a few years prior, were using the home as a rental property and were ready to sell. The house was originally listed for $169k, but because the sellers didn’t fully realize how poorly maintained the house was, they weren’t getting any interest. When we eventually went to see it, the sellers had dropped the price to $109k. We decided to try a very low-ball offer of $75k, and to our surprise, they accepted! The renters left the house a complete disaster, and we spent the next five years bringing it back to a neutral state. We sold in 2016 for $125k and used the $50k profit as the down payment for our current home that we bought for $250k. We often talk about how there is no way we’d be able to buy now, with prices the way they are. We are incredibly fortunate that we invested our time and money in the first home, which allowed us to buy our current home.” —Anonymous, Milwaukee, WI 40. “Deposit provided by grandmother’s trust. But we can afford the mortgage. Would have never saved enough for a deposit, though.” —Anonymous, Seattle suburbs 41. “My husband and I bought a condo in a pricey area of San Diego, CA in 2021 for $485k and put 5% down. We have amazing credit scores (830+), combined income at the time was $135k, and we were approved for 3% interest at the time. We paid for everything on our own, including some renovations prior to move-in, as our parents were not in a position to help financially. We were able to remove PMI in two years, and even with HOA fees, we pay less than our friends who rent much smaller apartments than our condo. We would’ve purchased in 2021 no matter what, but the pandemic’s low interest rate allowed us to get a larger place than anticipated. We rented very modest apartments for six years and seriously saved for two years before making the decision to buy. Now the condo has about $200k of equity, and we can rent it out if we want for more than what our monthly payment is. For us, timing and being prepared were crucial.” —Anonymous, San Diego, CA 42. “When we found out we were expecting a baby, we moved in with my mother-in-law during Covid to save for a down payment on a house (she thankfully had a fully finished basement apartment, so we had our own space separate if we wanted). It took us four years of saving, but we finally had enough for a down payment. We were able to put 20% down (with no financial help on this), but my mother-in-law helped us with closing costs. We did take advantage of the first-time home buyer program and got a lower interest rate on our mortgage, so that also helped!” —Anonymous, East Northport, NY 43. “My husband and I lived in a tiny, crummy, cheap apartment for many years and saved money for a down payment. The apartment was in such bad shape that we lived in fear of an earthquake over a 4.5. Mind you, our salaries at that time were $95k and $200k. That’s right, we were making almost $300k together annually, and it still took almost a decade of saving to afford a down payment on a home in the Bay Area.” —Anonymous, Bay Area, California 44. “My partner’s dad passed away, leaving him a fully paid-off house in a desirable neighborhood. We didn’t want to live there because the house was too small for our growing family, so we sold it and moved to a different area (******* house, less expensive, a few acres of land). Paid for that house with cash. Did it all again a few years later. We would rather our son could know his grandpa, but yeah, someone had to die in order for us to afford a house.” —Anonymous 45. “I was very lucky to have had the opportunity to live with my parents for a year to save for a down payment rather than spend money on rent. My timing was also lucky — I purchased in 2015, which seems to be the market sweet spot. My interest rate is low, and my monthly payment is less than rent in the market in the northeast.” —Anonymous, Connecticut 46. “We took money from my mom, and I withdrew money on a loan from my 401(k) since we qualified as first home buyers. Combined, it was still only a tiny down payment. We got a very small house and lucked out in 2019 when rates were still low (compared to now, but were already increasing then). Six years later, I’m glad we made it happen, but I now feel stuck in this tiny house in the current market!” —Anonymous, Columbus, Ohio 47. “After being in my career for eight years, my pay increased to around $15 more an hour. After receiving a promotion for an extra $4 an hour, I was able to buy a house with my parents gifting me the 10% down payment. Otherwise, it would have been years later before I could afford a house by myself that wasn’t in need of major repairs. For reference: 30-year-old female, $40/hr, 2-bedroom, 1.5-bath house in need of updates and cosmetic repairs. I feel like I’m one of the lucky ones!” —Anonymous, Huntington, WV 48. “No student debt. My husband and I both attended a branch campus for college. We both got extremely employable degrees (education and nursing). And because of low tuition costs, we were actually able to work and pay our way through college like the good ol’ days. Graduated with absolutely no student debt and enough savings between the two of us for a down payment. We also got VERY lucky to just happen to be in the market for a house in 2018 when interest rates were low and housing prices were not as wild as they are now. We are still in that starter home, though. High interest rates and crazy prices of the current market have us bringing baby #3 into the house we thought would be our pre-kids home. We’ve actually paid off the house in the meantime, though.” —Anonymous, Ohio 49. “We (my husband and I) both have good jobs in healthcare, but we still had to buy a house that was in absolutely terrible shape. To the point where it wouldn’t qualify for a VA loan because it was deemed ‘unlivable’ by their standards. The upside: it was multiple units. We took out all the loans we could and fixed up the rental units first. Once they were up and running, we were able to fix up the main house. We moved in once it was safe to do so and are continuing to renovate the house. Other than major electrical and plumbing work, we’ve been doing most of the work ourselves with the help of family and friends. We have watched so many YouTube videos to learn how to do flooring, drywall, tiling, etc. It’s been (and continues to be) a huge project, but we have picked up so many new skills along the way!” —Anonymous 50. “I got incredibly lucky and bought a condo about a year into the pandemic when interest rates were insanely low and home prices weren’t crazy. I had put aside some savings for a down payment, but also got a bit of help from my parents. Since then, my condo’s value has appreciated nicely, so if I’m ever ready to graduate to a single-family home, the equity I’ve built should give me a good foundation to do so. I recognize I’m in a very fortunate position, mostly due to luck, and I’m grateful every day.” —Anonymous, Wisconsin 51. “I’m 30 years old now, single, no kids, and work as a police officer and get paid pretty well. I bought my house in 2021, so the house was overpriced, but the interest rates were great — around 2.7%. My monthly payment just went up this year from about $1,300 to $1,500 just because my taxes went up. I have a 3-bed, 2-bath. I would be paying the same amount for either a really bad apartment of the same size or a nice studio apartment, so I’d rather put that money into something I own and can get money back from. I’ve always been diligent about budgeting my money and making sure I saved what I could. I was able to get a financial advisor who I don’t pay directly to help me with investments, they make money if I make money. And I put my savings in a high-yield savings account, so I’m making at least $30 a month in interest.” —Anonymous, Wisconsin 52. “My husband bought a condo in 2018 for a fairly reasonable price (like $150k). He had/has good credit and was a mortgage loan officer at the time, so he knew the requirements needed for a home loan through the financial institution he worked at. His bank also offered a first-time home buyer’s credit, where he had zero due at closing, so he didn’t have to pay a lot during the process aside from inspection and appraisals. He was lucky to be in a position to do that, and in the long run, it was cheaper than renting an apartment. We refinanced when rates dropped in 2021, and our mortgage is now less than 1k a month. Although we’ve outgrown this condo due to our family increasing, we aren’t in a position to buy a ******* house at the moment. We just need to wait a little longer and hang onto this property to hopefully turn it into a rental one day.” —Anonymous, Raleigh, NC 53. “Elder millennial here — I bought young (21) because rent in my city was wild. I was lucky enough to have my parents co-sign and contribute half of the deposit (an investment that I had to pay back with interest, not really bank-approved). I then proceeded to not do anything for entertainment for five years, lived on a $35/wk grocery budget, and juggled which bills to pay on time. It was very difficult, and I had a lot of support. I would not recommend this method as it was ridiculously stressful. I was lucky that I could use my parents’ pantry as a ‘free’ grocery store.” —Anonymous, Calgary, AB, Canada 54. “I took care of my aunt when she was dying from *******, and she left me her house. It’s horrible, and I would rather have my aunt back, believe me. But I am still grateful to have this house for my family to live in. I can barely afford the taxes on it, though, so I’m not sure how sustainable it is. I have had a good, steady job since I was 22, but housing prices in my city are unattainable. I can’t just move somewhere cheaper because I have split custody of my kids and would have to convince their dad to move too. It’s hard balancing my feelings of grief at losing a loved one with the knowledge that I’m ‘lucky’ to be in this position at all.” —Anonymous, Portland Oregon 55. “My partner and I were able to secure a loan through the NACA program. It’s not available in every city, but if it’s available near you, I highly recommend it. NGL it’s kind of a pain in the ****. Lots of hoops to jump through, paperwork to provide, and classes they require you to sit through. BUT we ended up being able to secure a mortgage loan with what amounted to about 3% interest in 2020 when we purchased. The market was super tight, and it took us a while, but we did it. We closed on 4/20/2020 just after the whole world shut down — signed all our papers in a parking lot on FaceTime with the lawyer in one car and the notary in another. I highly recommend the NACA program if it’s available in your area. Three of our friends who are also millennials purchased with the help of NACA as well.” —Anonymous, Western New York (Buffaloish) area 56. “I worked three jobs through university and bought a really run-down house with no kitchen, bathroom, or central heating. Managed to buy it just as prices crashed after the recession. Spent a year working on it while living with my parents, and sold a few years later for twice what I paid, meaning I could afford a house to start a family in.” —Anonymous, London 57. “My husband and I purchased our first home in 2022. We were both 35 at the time. My husband is a veteran, so we were able to take advantage of the VA loan program. We weren’t required to have a down payment, and the seller covered closing costs. We both worked full time, I as a social worker and he in a warehouse at the time. My parents helped pay off an outstanding student loan (about $3000) so we could qualify for the loan.” —Anonymous, Baton Rouge, LA 58. “Living within your means will take you far. Our house isn’t large/brand new/fancy, but it’s enough for us. We make repairs and replace things a little at a time. We bought a house that has a mortgage and utilities that are affordable, and we talk about our bills/budgeting. It is so rewarding to own your own space and make it just the way you want it, even when we fix/replace something it is SO satisfying. Trying to keep up with the Joneses will get you nowhere. There’s this weird assumption that millennials and Gen Z have that you deserve a million-dollar home in an entry-level or mid-level job. Things like that take years of hard work and dedication. Play the long game, be smart with your money, and invest in your future, not your right now. We’ll continue to let the equity grow and eventually sell, and plan to build our own home down the road. Market location doesn’t matter so much when you apply the principles of living within your means and making smart money choices. We’re early 30s and have worked our entire adult lives, it takes time and a grind. Have I been to Paris yet? No. Do I have dozens of the coolest Nikes? No. But planning for a bright future (including comfortable, leisurely travel) was well worth the trade-off.” —Anonymous 59. “My grandmother passed away and left each of her grandchildren some money. I used all of mine on a down payment for my condo. Very fortunately I found my place right before Covid, so I was able to get it for under asking price, and the interest rate through my credit union was something like 3.75 at the time.” —Anonymous, Dallas, TX 60. “My fiancé’s mom sold us her house for well under what it was valued at. We got a gift of equity loan, which let us use the equity as a down payment and toward closing costs. We would not have been about to buy a house without his mom’s help and that type of loan.” —Anonymous, Western New York 61. “We got lucky and found a home that had just been built, and was the first in a row of houses to be built on a young golf course, so we knew it was a great investment. We got an FHA first-time home buyer’s mortgage that required nothing down. I was 19 at the time and had a job working in agriculture that required 100-hour work weeks April-July. So lots of overtime. My wife, fiancé at the time, was an LPN working normal 40-hour weeks while also attending college to work towards her Nurse Practitioner degree. It was tough at times, but we made it through somehow. We lived there for nine years while it appreciated dramatically every time a new house was finished and sold it for almost double what we paid for it.” —Anonymous, Eastern South Dakota 62. “We bought our first house ten years ago when prices were much, much lower. We saved up $10,000 for a down payment, which could get us a $200,000 house with the minimum 5% down. We bought our house for $186,000. We’re now selling it for around $300,000 more than that.During COVID, there were a lot of people moving to our province from higher-priced markets, along with a housing shortage that increased prices exponentially. There’s no way we would be able to afford to buy a house now if we were just entering the housing market. Given the crazy rent prices too, I’m not sure how we’d be able to afford to live here at all. We consider ourselves very lucky.” —Anonymous, Eastern Canada 63. “My grandmother sold her house to my wife and me and holds the mortgage. We have the deed and did the change with lawyers involved, so there are no issues in the future, but it was the only way we could have gotten a home as quickly as we did and with the amazing interest rate she offered us. We purchased the home in January 2020, so you can imagine how thankful we were as COVID hit and we were stuck at home. We are now in a really good place as far as equity, and with home prices high, we could sell and make money, but we’d also have to buy in the same market, so we’re staying put for now.” —Anonymous, Upstate New York 64. “My husband graduated with no student loans due to athletic scholarships. And we lived with my MIL for two years, rent-free. Without her help, there’s no way we would have been able to save for a down payment and pay off credit cards. Rent around here costs more than our mortgage. We were in an endless cycle until we decided to move in. Two adults, a baby, and a dog. We made it work. There were fights and growing pains all living together, but we got through it. Now we have a house! I don’t know how other young people our age are able to afford to save and pay rent — It seems impossible!” —Anonymous, Suburbs of Philadelphia- Doylestown, PA 65. “I made $95k a year, had a 700s credit score, and borrowed $2k from my family. I saved about $5k and used the first-time home buyer’s loan of about $ 7.5k. I now own a 2-bed 2-bathroom with a spacious balcony and a garage, but it’s a condo in the Chicago suburbs. Had it not been a last-minute decision, my debt-to-credit ratio would have been better, and I’d gotten something I really wanted. I don’t struggle month to month, but I’m comfortable. If I ever had an emergency, my plan would be to dip into my 401k.” —Anonymous, Chicago Suburbs 66. “In 2012, I was 25 and had been out of school working as a nurse full time for three years. I was able to graduate without any debt because I went to a state school and worked throughout college. I saw an opportunity to buy a house in an area deemed ‘rural’, which qualified for a 0% down payment through a USDA loan program. And because interest rates were under 4%, I didn’t mind going in without a down payment. The market was also on the way up, AND it was a place I could see myself living in for a long time in case the market didn’t recover. It was a stretch to afford the monthly payment on a single income, but I made it work. Seven years later, I had a lot of equity in the home, and my husband and I were able to parlay that equity into a ******* house for our family. I credit favorable timing, no college debt, and good luck.” —Anonymous 67. “I am a stay-at-home mom, and my husband makes around $83,000 a year. We are ‘California poor’ but have great credit. We qualified for a USDA loan, which is a government loan that is zero down. You have to basically be poor enough to qualify and buy your home in a USDA-zoned area, which thankfully, there are a lot of them in the area in California where we live. The financial limits on what qualifies you are actually very high for some areas. For instance, at the time where we lived, if you made under something like $115k per year as a family of 3 or 4 you would qualify for a USDA loan. You don’t always have to go the traditional bank loan route. Check out USDA loans (zero down), or FHA loans, which require a very low percentage down (5%), you don’t even need great credit. We got lucky to buy right before interest rates skyrocketed a few years ago.” —Anonymous, San Bernardino county, CA 68. “We bought it pre-pandemic when rates and values were much lower than current homes. My ex-husband and I used his VA loan and put 0 down. His parents helped us pay to redo parts of the house. The home value has increased $75k in eight years, and the interest rates on new loans have more than doubled.” —Anonymous, Missouri 69. “A couple of different things happened for us to buy a home. Wife and I are both teachers, so not making the best of money, but not making the worst. Been working on building our credit and paying down all of our debts. Florida has a program for first-time homebuyers who are teachers, firefighters, police officers, and nurses. The program has a ton of qualifications that have to be met… from credit, to not making too much money, to the price of the home. We were able to qualify for it. Our closing company actually said they haven’t seen someone qualify for it in years. So that helped. Both of our parents gifted us money for our closing costs. And finally, the seller was willing to work with us. They lowered their asking price enough so we could afford it. Wife got a new job of being a school administrator right when we were buying. Secured the loan the week that mortgage rates dipped into the low 6%, and the next week they went back up. All of this almost didn’t happen because the day before we were supposed to close on everything, a hurricane came right through our county. Needless to say… luck… lots and lots of luck made it possible to buy our home.” —Anonymous, Florida 70. “My parents paid for my college (my mom insisted I not take out loans), so that allowed me to stay ahead of the game. I saved and saved for about 15 years and kept advancing in my career, but that would never have been enough. My boyfriend got a great deal on his first house and got almost all of that back in equity when he sold. Between the two of us, we managed a down payment and are comfortable. Neither of us could have done it alone, though — I make more now, but he had the nest egg for the down payment.” —t448dac9d3 71. “I’m 33. I live in Missouri, which is a huge part of it; it’s relatively cheap to live here. During the pandemic, I started focusing on my credit score and a small savings. My house was just under 120k, which is basically unheard of. I lost out on like six other houses I really liked, the market is still competitive here. I love my house, but obviously, with it being that cheap, there are issues… lots of things need to be replaced, and it has some damage from a previous tenant, but I’m lucky as hell to be here. I rented for a decade prior to this, no parents to live at home with or anything. I qualified for some program through the government (cannot recall specifics, it was a hell of a time) for first-time home buyers, and my lender really helped me out by finding as many things to reduce costs as possible.” —applebeesgothgf 72. “I work in the field of public health for a county government system. My husband is a veteran. During the COVID pandemic, I worked incredibly long days for months on end, earning a lot of OT. We paid down all our debt, got our credit score up a little, and leveraged his no-money-down VA loan. We bought our house in 2021, right before interest rates jumped up. Our interest rate is under 3%. We will never be able to refinance, but we are homeowners in San Diego, where home values continue to rise!” —kellyanne2626 73. “I lived with my parents until I was 28 (I used to have seizures and struggled for a long time). I kept part-time jobs and saved as much as I could, but still helped pay for things at home. With a small down payment, I bought a little townhouse in 2016 for about $90k when I was making around $15 an hour. I was house poor until two years ago, still don’t have a washer and dryer yet, and am currently saving up to change the carpets. I feel that I lucked out finding my place when I did. I can’t afford to move, so I am just gradually making improvements and thanking my lucky stars.” —surprisedlegend852 74. “I am an elder millennial (born 1982) and own a home. The first house I bought with my wife was in 2006, a 200k ‘starter home.’ We bought it on an FHA loan (first-time home buyer), at 6.5% with the first five years interest-only and no down payment. This was pre-recession, when they were giving mortgages to anyone. The house lost about 40% of its value in 2007/2008. We lived there until 2011 when we bought our ‘forever home.’ I used my VA loan, and we paid 410k at 4% with no down payment. I could not sell the first house — I was too upside down on the mortgage — so we rented it out for nine years. Renting it for a little less than our monthly payment, it SUCKED being a landlord. When COVID hit, the housing prices skyrocketed, and we quickly sold it once it was worth more than I owed on it. We refinanced our current home in 2021 at 2.75%.” —lazboy 75. Millennial here — my husband and I have been together since we were 17, but lived with our parents until we were about 26/27, when we were already past the start of our careers for a few years. Once we were in a comfortable enough place financially, we moved together into an apartment, which we did for three years. We started house hunting not long after COVID hit in 2020 when our lease was coming up and we were sick of rent driving up and having nothing to show for it. We ended up with a ‘fixer upper’ (as in…hardly livable), but had a massive help in my dad being a contractor who did all our labor for free. Were it not for that, we probably would not have been in any position to buy for some time. I know it’s said all the time, but it’s insane how massively difficult it is for our generation(s) to become homeowners. Seems like decent and steady income(s), coupled with a massive break of some kind (in our case, labor!) is the only way these days.” —kindlesocial14 Source link #Heres #Millennial #Gen #Homeowners #Bought #Homes Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

Norman Reedus Open to Play Himself Under One Condition Norman Reedus Open to Play Himself Under One Condition The Death Stranding franchise is picking up steam again as we draw closer to the release of its sequel, Death Stranding 2: On the Beach. Delivering packages in a post-apocalyptic wasteland never goes out of style, especially with Hideo Kojima’s trademark blend of weirdness and brilliance driving the story. With a movie adaptation already confirmed, the hype for the franchise is only growing. But just as fans were gearing up to enjoy the sequel this June, a recent interview with Norman Reedus, who plays the game’s protagonist, Sam, has added a whole new layer of intrigue to the conversation. Death Stranding 2 is almost here… and so is the hype Death Stranding 2: On the Beach is set to release on June 26, 2025, exclusively for the PlayStation 5. The sequel has already reignited enthusiasm among fans of the first game, but it was a recent IGN interview with Norman Reedus that truly took the hype to the next level. When asked if he’d be interested in reprising his role as Sam Porter in the upcoming Death Stranding movie as well, Reedus responded with a simple yet very intriguing answer. He said: If it was an option, yeah, for sure. I don’t know what’s happening with it. […] But yeah, of course. While nothing is officially confirmed, the actor’s enthusiasm makes it clear that he’s more than ready to make the leap to the big screen. And why not? Reedus has been an integral part of the Death Stranding experience from day one. The in-game character of Sam Porter is modeled directly after him: his voice, his likeness, and his physical performance via motion capture. His portrayal is one of the standout elements of the game, grounding Kojima’s surreal, cinematic world with emotion and realism. Given how closely the character is tied to Reedus himself, he feels like the natural, and frankly, best choice for the role of Sam in the movie adaptation. What we know about the Death Stranding movie so far Kojima’s world is weird, but not casting Reedus? That’d be weirder. | Image Credit: Kojima Productions The Death Stranding movie was officially announced last year and is being developed by indie powerhouse A24 in collaboration with Kojima Productions. The movie will be directed by Michael Sarnoski, known for Nicolas Cage’s Pig and A Quiet Place: Day One. While the project is still in early pre-production, one major detail remains a mystery: the cast. No actors have been confirmed yet, and no release window has been announced. However, Reedus’s comments have certainly stirred anticipation and also confirmed that the adaptation is still very far away. As he said, “It’s so pre pre pre right now.” Given that he already is the character in every meaningful way, not casting him would be a surprising decision. Whether or not Reedus ultimately appears in the movie, his interest has turned all eyes back to the project. With Kojima’s unpredictable nature and A24’s reputation for bold storytelling, this adaptation could go in any number of directions. For now, fans will have to wait and see where the movie adaptation will take us, but things just got a lot clearer and interesting with this interview. Source link #Norman #Reedus #Open #Play #Condition Pelican News View the full article at [Hidden Content]

Trump's 90-Day Tariff Truce With China Offers Scant Relief to Small Businesses – Business Insider Trump's 90-Day Tariff Truce With China Offers Scant Relief to Small Businesses – Business Insider Trump’s 90-Day Tariff Truce With China Offers Scant Relief to Small Businesses Business InsiderThe 145% tariff already did its damage : Planet Money NPRHow Trump’s Tariffs Are Crushing Small Businesses: ‘Nobody in Power Seems to Care’ WSJSmall businesses face financial whiplash from Trump’s changing tariffs on China CBS NewsArizona small business owner rushes to import products during tariff pause ABC15 Arizona Source link #Trump039s #90Day #Tariff #Truce #China #Offers #Scant #Relief #Small #Businesses #Business #Insider Pelican News View the full article at [Hidden Content]

Conor Bradley contract: Liverpool defender signs new long-term deal Conor Bradley contract: Liverpool defender signs new long-term deal Right-back Conor Bradley has signed a new contract with Premier League champions Liverpool. Reports have suggested that it is a four-year deal until 2029 but the club’s website has only described the contract as “long-term”. The 21-year-old Northern Irishman is likely to get more first-team opportunities after fellow right-back Trent Alexander-Arnold confirmed that he was leaving Anfield earlier this month. However, Bradley will have competition if Liverpool successfully trigger the release clause of Bayer Leverkusen’s Dutch right-back. Jeremie Frimpong. “To sign another contract, I’m very proud and happy to see what the next steps on our journey together will be,” Bradley told Liverpool’s club webiste. “You’ve just got to keep your head down and keep working hard. “It has been a fantastic two years [with the senior team]. Especially since coming back from loan and doing so well last year and continuing that on this year. So, hopefully we can keep going and keep making more memories.” Bradley joined Liverpool from Dungannon United in 2019 and signed his first professional deal a year later. He made five Liverpool appearances in 2021-22 before joining League One Bolton Wanderers on loan for 22-23, where he was named their player of the year. He returned to Anfield in 2023 and played 23 times across all competitions, and has made 27 appearances in 2024-25. Bradley has also scored four goals in 24 international appearances for Northern Ireland. Source link #Conor #Bradley #contract #Liverpool #defender #signs #longterm #deal Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

'It'll all pan out': Kiddy's return gives Fagan options 'It'll all pan out': Kiddy's return gives Fagan options Coach Chris Fagan isn’t sure how his halfback jigsaw will end up fitting after Jarrod Berry’s absence allowed Keidean Coleman to slot in for an AFL return. Source link #039It039ll #pan #out039 #Kiddy039s #return #Fagan #options Pelican News View the full article at [Hidden Content]

I own a reselling business with my wife, and our sales are booming thanks to tariffs. I can’t attribute this growth to anything else. I own a reselling business with my wife, and our sales are booming thanks to tariffs. I can’t attribute this growth to anything else. Business owner Ryan Frankel said his fashion reselling business, which he owns with his wife, Evelyn, has seen a slew of new orders since the tariffs were announced.Renzo Novelli Ryan Frankel and his wife, Evelyn, launched Thrift Vintage Fashion in 2020. The business supplies secondhand clothing nationwide. Thrift Vintage Fashion saw a 41% revenue increase after tariffs were announced. This as-told-to essay is based on a conversation with Ryan Frankel, a 36-year-old business owner in Miami. It has been edited for length and clarity. My primary business is Thrift Vintage Fashion, which I launched in 2020 with my wife, Evelyn. We supply secondhand clothing — mostly men’s wear, such as T-shirts, sweatshirts, and denim — to stores nationwide. When Trump took office in January, our sales took a steep decline. Once he came into office, there was a lot of uncertainty. However, we noticed a significant incline once tariffs were announced in February. From February to March, we saw an unprecedented 41% increase in revenue (gross sales). Then we had our best March and April since we started the business. I can’t attribute our growth to anything other than the tariffs. My grandfather began selling men’s secondhand clothing after World War II. In the 90s, my father primarily sold denim and Levi’s. When I started working with my father in 2010, we brought the business online and got our name out there. After I launched Thrift Vintage Fashion, which is primarily a wholesale B2B business, it popped off right away. We did over $1 million in revenue in our first year working out of our garage during peak COVID in 2020. This was mainly due to my experience working with my father over the previous decade and improving the model and ordering efficiency through the TVF website. The Thrift Vintage Fashion warehouse.Renzo Novelli Many clients — primarily secondhand clothing stores (big and small), vintage clothing stores, and online resellers — reached out to ask if the tariffs had affected our business. There was a lot of uncertainty, but we were able to confidently say, “No, we’re not affected, and we’re not going to raise our prices.” Since then, we’ve just seen a slew of new orders come in, in addition to existing clients ordering a lot more. Consumers preparing for prices to go up is another factor that has increased our secondhand sales. Everyone’s talking about how fashion prices are going up, but since secondhand circulates within the US, no tariffs are affecting it at all. Ryan was able to maintain prices for his customers, despite pending tariffs.Renzo Novelli People are potentially looking into reselling more, which is positively affecting my wholesale business. We’ve seen steady growth across the US. Story Continues The US has been our primary market for the last three years, and we see increasing interest from new and existing resale clients. Our numbers are growing, our existing customers are doubling down on their business, and there’s increasing demand in the secondhand market. I’m biased, as this is my career, but it’s an excellent opportunity for shoppers and business owners to consider selling and buying secondhand goods. There’s so much of it out there: eBay, estate sales, garage sales, or storage units. A lot of secondhand merchandise is way better quality than most things produced today, and there’s a growing demand for all of it. We’re buying more goods and building our supply chain, prepping for growth in both wholesale and retail sectors. Ryan and his team are prepping for the growth.Renzo Novelli Believe it or not, many used clothing articles cost more than many new clothing items made today. So, our company is always up against the perception of selling something used for the same price or more than new clothing. However, this perception is shifting daily, with people recognizing the value of secondhand versus cheap new fashion. Every day, we’re shedding the old stigma of secondhand shops being viewed as “less than.” The fact is that the items we sell are in excellent condition. While many brands produce cheap, throwaway fast fashion, older clothes were often made more durably. Whether the clothes were made five or 15 years ago, many desirable styles have become rare by nature and hard to find, thus increasing their value. Collecting, processing, and reselling secondhand items has a high cost.Renzo Novelli If you’re already selling secondhand items, that’s great; stick with it. You’re probably seeing increases already, and I think it will continue. If you’re not selling secondhand, especially if you’re worried about tariffs, I would consider trying to implement it into your existing business. There are so many significant factors in buying secondhand that the average American consumer slowly recognizes more each day. There are also opportunities to grow a brand reselling the billions of secondhand garments in circulation. I believe we’re past the days of “thrifting” carrying a negative connotation. We’re scratching the surface of what’s possible with secondhand. If you’re a small-business owner with a unique story that you would like to share, please email the editor, Manseen Logan, at *****@*****.tld. Read the original article on Business Insider Source link #reselling #business #wife #sales #booming #tariffs #attribute #growth Pelican News View the full article at [Hidden Content]

Quordle hints and answers for Sunday, May 18 (game #1210) Quordle hints and answers for Sunday, May 18 (game #1210) Looking for a different day? A new Quordle puzzle appears at midnight each day for your time zone – which means that some people are always playing ‘today’s game’ while others are playing ‘yesterday’s’. If you’re looking for Saturday’s puzzle instead then click here: Quordle hints and answers for Saturday, May 17 (game #1209). Quordle was one of the original Wordle alternatives and is still going strong now more than 1,100 games later. It offers a genuine challenge, though, so read on if you need some Quordle hints today – or scroll down further for the answers. Enjoy playing word games? You can also check out my NYT Connections today and NYT Strands today pages for hints and answers for those puzzles, while Marc’s Wordle today column covers the original viral word game. SPOILER WARNING: Information about Quordle today is below, so don’t read on if you don’t want to know the answers. You may like Quordle today (game #1210) – hint #1 – Vowels How many different vowels are in Quordle today? • The number of different vowels in Quordle today is 4*. * Note that by vowel we mean the five standard vowels (A, E, I, O, U), not Y (which is sometimes counted as a vowel too). Quordle today (game #1210) – hint #2 – repeated letters Do any of today’s Quordle answers contain repeated letters? • The number of Quordle answers containing a repeated letter today is 0. Quordle today (game #1210) – hint #3 – uncommon letters Do the letters Q, Z, X or J appear in Quordle today? • Yes. One of Q, Z, X or J appears among today’s Quordle answers. Quordle today (game #1210 – hint #4 – starting letters (1) Do any of today’s Quordle puzzles start with the same letter? • The number of today’s Quordle answers starting with the same letter is 0. If you just want to know the answers at this stage, simply scroll down. If you’re not ready yet then here’s one more clue to make things a lot easier: Quordle today (game #1210) – hint #5 – starting letters (2) What letters do today’s Quordle answers start with? • Q • R • P • D Right, the answers are below, so DO NOT SCROLL ANY FURTHER IF YOU DON’T WANT TO SEE THEM. Today’s best Get Better At Wordle deals Quordle today (game #1210) – the answers (Image credit: Merriam-Webster) The answers to today’s Quordle, game #1210, are… Sign up for breaking news, reviews, opinion, top tech deals, and more. I was anticipating a third animal plural today after the word GEESE appeared yesterday and SHEEP the day before, but instead we got an animal sound. QUACK, of course, has several meanings – so we could be thinking about someone falsely claiming to have medical skills, rather than a duck. Despite the rare letter, getting QUACK was quite straightforward if you had already solved ****** with its AC combination, and even easier if you’d also correctly guessed PURGE. How did you do today? Let me know in the comments below. Daily Sequence today (game #1210) – the answers (Image credit: Merriam-Webster) The answers to today’s Quordle Daily Sequence, game #1210, are… Quordle answers: The past 20 Quordle #1209, Saturday, 17 May: STRIP, RANGE, UNITE, GEESE Quordle #1208, Friday, 16 May: SHEEP, SNUCK, DRIFT, BREAK Quordle #1207, Thursday, 15 May: PAINT, CROUP, PEDAL, FLUKE Quordle #1206, Wednesday, 14 May: FAVOR, METER, PICKY, MAKER Quordle #1205, Tuesday, 13 May: SCENT, AGAPE, POLAR, YEARN Quordle #1204, Monday, 12 May: ROYAL, ARGUE, BUNCH, READY Quordle #1203, Sunday, 11 May: QUASH, MUNCH, ALTER, UNDUE Quordle #1202, Saturday, 10 May: RELIC, BADGE, CHAMP, SATIN Quordle #1201, Friday, 9 May: MINUS, CRIME, NOSEY, SLAIN Quordle #1200, Thursday, 8 May: ELUDE, GREET, POPPY, ELITE Quordle #1199, Wednesday, 7 May: QUOTH, TRUNK, BESET, NAIVE Quordle #1198, Tuesday, 6 May: UNITE, SOGGY, FILET, PORCH Quordle #1197, Monday, 5 May: WREAK, COWER, STEAD, ****** Quordle #1196, Sunday, 4 May: PINCH, SMOKE, SCARY, CANNY Quordle #1195, Saturday, 3 May: PLUSH, VERGE, WROTE, CONDO Quordle #1194, Friday, 2 May: CAUSE, RISEN, MACAW, SMELT Quordle #1193, Thursday, 1 May: IDIOM, EXILE, SPOOF, DRAPE Quordle #1192, Wednesday, 30 April: BATON, TORSO, ANNEX, DROWN Quordle #1191, Tuesday, 29 April: HOVER, HENCE, OCTAL, COPSE Quordle #1190, Monday, 28 April: JAUNT, ALLOW, FRUIT, BURNT Source link #Quordle #hints #answers #Sunday #game Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

Final practice tyre struggles hint at Imola qualifying curveball – The Race Final practice tyre struggles hint at Imola qualifying curveball – The Race Final practice tyre struggles hint at Imola qualifying curveball The RaceFP3: Norris tops the timesheets from Piastri and Verstappen during final practice in Imola Formula 1F1 practice LIVE: Emilia Romagna Grand Prix 2025 times, results, radio & updates from Imola BBCMcLaren’s Piastri eyes ‘home’ race win in Italy ESPNF1: Emilia-Romagna Grand Prix qualifying updates – live The Guardian Source link #Final #practice #tyre #struggles #hint #Imola #qualifying #curveball #Race Pelican News View the full article at [Hidden Content]

Intel Core Ultra 7 265K CPU is currently priced at a record low of $269 Intel Core Ultra 7 265K CPU is currently priced at a record low of $269 One of Intel’s latest processors, the Intel Core Ultra 7 265K, is now available at Amazon for one of its lowest prices. It has a recommended price of $404 and has been going for around $340 lately. Today, however, the price has plummeted to $269—one of the lowest CPU offers since it first released. Just a couple of weeks ago, we saw a price drop on not only the Intel Core 7 265K and other editions in the line, such as the Intel Core Ultra 5 245K. In that post, we point out a possible caveat with an investment into the Intel Core Ultra 7 265K, mainly concerning the LGA1851 socket it relies on. This standard may be replaced soon and would require an upgraded motherboard to get a new processor, which makes for a substantial investment. The Intel Core Ultra 7 265K has 20 cores—eight of which are dedicated as performance cores and twelve more dedicated as efficient cores—for a total of 20 threads. With Max Turbo enabled, the performance cores can reach speeds as high as 5.5 GHz. According to Intel, the peak TOPS for the Intel Core Ultra 7 265K is 33, thanks to its integrated graphics support and NPU. This CPU supports PCIe 4.0 and PCIe 5.0 devices and can use up to 256GB of DDR5-6400. It has Integrated Intel Graphics, so you don’t need a GPU to get started with the Intel Core Ultra 7 265K. The built-in NPU module is known as Intel AI Boost, which adds 13 TOPS to the device’s capabilities. Visit the Intel Core Ultra 7 265K product page at Amazon for more details and options to buy. Follow Tom’s Hardware on Google News to get our up-to-date news, analysis, and reviews in your feeds. Make sure to click the Follow button. Source link #Intel #Core #Ultra #265K #CPU #priced #record Pelican News View the full article at [Hidden Content]

Keidean Coleman ready for long-awaited AFL return in Brisbane’s game against Melbourne Keidean Coleman ready for long-awaited AFL return in Brisbane’s game against Melbourne Lions coach Chris Fagan will be happy with a “contribution” from Keidean Coleman against Melbourne at the Gabba on Sunday, warning not to place “too much pressure” on the returning Brisbane star. Coleman will make his first AFL appearance since rupturing the anterior cruciate ligament in his knee in the second quarter of the Lions’ first match of their 2024 campaign against Carlton 14 months ago. Having made a successful comeback in recent weeks in Brisbane’s VFL team, half-back Coleman has done enough to convince Fagan he’s ready for a return to top-flight football, with the unavailability of Jarrod Berry (concussion protocols) providing an opening in Brisbane’s star-studded line-up. “It’s been a long road back for him,” Fagan said on Saturday. “I don’t want to put too much pressure on him. He hasn’t played (in the AFL) really (apart from less than a half against Carlton) since the grand final in 2023 where he was runner-up in the Norm Smith Medal. “We’re excited because we know what a good player he is, but we don’t expect him to be at that level yet. “It might take a little while to find his feet playing back at AFL level because the intensity goes up a fair bit, so I’ll moderate my expectations and just hope he gets through, and that he can make a contribution, and that he builds up as we go through the season.” Coleman’s injury last year led to Lions veteran Dayne Zorko making a full-time, and extremely successful, switch to Brisbane’s half-back line. Fagan was confident with the “balance” of his side with having both Coleman and Zorko in half-back roles. “They can both play there. Zorko can play in a lot of positions, so can Jaspa Fletcher, who’s been playing back there. Even Darcy Wilmot can play on the wing as well, so we’ve got flexibility among those guys,” the Lions coach said. “I’m not 100 per cent certain what it will look like down the track, and sometimes injury, unfortunately, can have a say with what your team looks like. “We’ll just wait and see, but for now, we’ve got a good balance this weekend with our team.” The inclusion of Coleman is one two changes to the Brisbane 23 that drew 71-71 with North Melbourne last Sunday, with the versatile Conor McKenna also coming in for omitted forward-ruckman Darcy Fort. Fort’s omission means that forward Eric Hipwood will chip in with some rucking duties to assist the Lions’ first-choice ruckman Oscar McInerney. “I expect that to be the case,” Fagan said. “Oscar will do the lion’s share of the work, as he always does, and then Eric will play a little bit more like (the now retired) Joey Daniher did last year, pinch-hitting in the ruck occasionally.” Fagan didn’t rule out “alternating” McInerney and Fort – both in their 30s – during the season to “keep them fresh”. “Ruckmen get sore from time to time. They carry a heavy load,” he said. Source link #Keidean #Coleman #ready #longawaited #AFL #return #Brisbanes #game #Melbourne Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

NYT Strands hints and answers for Sunday, May 18 (game #441) NYT Strands hints and answers for Sunday, May 18 (game #441) Looking for a different day? A new NYT Strands puzzle appears at midnight each day for your time zone – which means that some people are always playing ‘today’s game’ while others are playing ‘yesterday’s’. If you’re looking for Saturday’s puzzle instead then click here: NYT Strands hints and answers for Saturday, May 17 (game #440). Strands is the NYT’s latest word game after the likes of Wordle, Spelling Bee and Connections – and it’s great fun. It can be difficult, though, so read on for my Strands hints. Want more word-based fun? Then check out my NYT Connections today and Quordle today pages for hints and answers for those games, and Marc’s Wordle today page for the original viral word game. SPOILER WARNING: Information about NYT Strands today is below, so don’t read on if you don’t want to know the answers. You may like NYT Strands today (game #441) – hint #1 – today’s theme What is the theme of today’s NYT Strands? • Today’s NYT Strands theme is… Riding the wind NYT Strands today (game #441) – hint #2 – clue words Play any of these words to unlock the in-game hints system. STING HAIL DUET MILE TALL BLOG NYT Strands today (game #441) – hint #3 – spangram letters How many letters are in today’s spangram? • Spangram has 8 letters NYT Strands today (game #441) – hint #4 – spangram position What are two sides of the board that today’s spangram touches? First side: left, 4th row Last side: right, 4th row Right, the answers are below, so DO NOT SCROLL ANY FURTHER IF YOU DON’T WANT TO SEE THEM. Today’s best Get Better At Wordle deals NYT Strands today (game #441) – the answers (Image credit: New York Times) The answers to today’s Strands, game #441, are… HELM MAST RIGGING KEEL TILLER HULL RUDDER STERN SPANGRAM: SAILBOAT My rating: Easy My score: 1 hint Top marks, NYT, for giving us a Strands spangram that looks like a bright yellow SAILBOAT against a clear blue sky. Well, it does if you squint a bit. Sign up for breaking news, reviews, opinion, top tech deals, and more. Although today’s edition was, indeed, plain sailing, once I’d gotten going, it took me a while to find my sea legs. I’d found six unrelated words without a clue what today’s theme meant, so I opted for a hint word. HELM left me in little doubt, so I went about exhausting every boaty word I could think of. Sailing is another one of those hobbies I like the sound of, but the reality is very different. For starters, it’s way above my pay grade – and then there’s my chronic motion sickness, which probably wouldn’t go down well with the salty sea dogs down at the boatyard. I’ll stick to laptops and word searches. How did you do today? Let me know in the comments below. Yesterday’s NYT Strands answers (Saturday, May 17, game #441) LYNX WINGS STORM LIBERTY DREAM FEVER MERCURY SPANGRAM: BASKETBALL What is NYT Strands? Strands is the NYT’s not-so-new-any-more word game, following Wordle and Connections. It’s now a fully fledged member of the NYT’s games stable that has been running for a year and which can be played on the NYT Games site on desktop or mobile. I’ve got a full guide to how to play NYT Strands, complete with tips for solving it, so check that out if you’re struggling to beat it each day. Source link #NYT #Strands #hints #answers #Sunday #game Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

Historic First V-8 Corvette Prototype Hits the Auction Block Historic First V-8 Corvette Prototype Hits the Auction Block Read the full story on Modern Car Collector Historic First V-8 Corvette Prototype Hits the Auction Block A foundational piece of American automotive history is now up for grabs. Chassis EX87, the first Chevrolet Corvette ever fitted with a V-8 engine, has been listed on Bring a Trailer in a rare public offering that traces back to the model’s turning point in the mid-1950s. When the Corvette debuted in 1953, it may have looked the part of a sleek sports car, but its performance was underwhelming. Powered by a modest inline-six engine, early models struggled to live up to their visual promise. That changed when Corvette visionary Zora Arkus-Duntov and fellow GM engineer—and three-time Indy 500 winner—Mauri Rose began experimenting with V-8 conversions. Their testbed? A 1954 Corvette that became known internally as chassis EX87. Equipped with a 307-cubic-inch V-8, the car was pushed to a staggering 163 mph at GM’s Arizona Desert Proving Grounds, proving once and for all that the Corvette could deliver serious speed. The results convinced GM leadership to begin factory V-8 production by late 1955—a move that transformed the Corvette’s destiny. Although its original engine and bodywork have long since been replaced, EX87 still retains immense historical significance. Over the years, it was updated to 1955 specifications, fitted with a body from another test car, and later received a 265-cubic-inch V-8 and a two-speed automatic transmission. The car served as a demonstrator vehicle before eventually being sold to a GM engineer and, in 1968, to its current long-term family owner. Today, EX87 features a 327-cubic-inch V-8 and wears a red paint finish. While not in factory-original condition, its legacy as the Corvette’s V-8 pioneer remains firmly intact. With bidding currently exceeding $50,000 ahead of its May 19 closing, EX87 offers enthusiasts a once-in-a-lifetime opportunity to own a genuine piece of Corvette—and American performance—history. Follow us on Facebook and Twitter Source link #Historic #Corvette #Prototype #Hits #Auction #Block Pelican News View the full article at [Hidden Content]

Severe damage reported after tornado touchdown in Pulaski, Laurel Counties – LEX18 Severe damage reported after tornado touchdown in Pulaski, Laurel Counties – LEX18 Severe damage reported after tornado touchdown in Pulaski, Laurel Counties LEX18View Full Coverage on Google News Source link #Severe #damage #reported #tornado #touchdown #Pulaski #Laurel #Counties #LEX18 Pelican News View the full article at [Hidden Content]

Adam Selwood: Former West Coast Eagle’s eulogy for brother Troy at ******** in February Adam Selwood: Former West Coast Eagle’s eulogy for brother Troy at ******** in February West Coast premiership player Adam Selwood died on Saturday, aged 41. The news comes just months after his twin brother Troy — another of the four legendary football brothers — died in Victoria. Here is how Adam paid tribute to Troy at his ********, held in Geelong, in February. Having an identical twin is both a rare privilege and wonderfully complex,” West Coast premiership player Adam said in his eulogy. A twin is more than a sibling, they are a constant presence, a built-in best mate and someone who understands you in a way that no one ever could. Troy wasn’t just my brother; he was my mirror, my fiercest competitor, my greatest ally and the one person that knew what I was always thinking. Losing him has left a massive hole in my life. But in time, I know it will be filled with a different presence that will be just as special to me as I continue to move through life as his twin brother. If there wasn’t blood spilled by one of us boys during play, then it wasn’t played hard enough. Source link #Adam #Selwood #West #Coast #Eagles #eulogy #brother #Troy #******** #February Pelican News View the full article at [Hidden Content]

****** confirms new Gaza ceasefire talks with Israel in Qatar on Saturday ****** confirms new Gaza ceasefire talks with Israel in Qatar on Saturday CAIRO (Reuters) -A new round of Gaza ceasefire negotiations between ****** and Israel is underway in Qatar’s Doha, ****** official Taher al-Nono told Reuters on Saturday. He said the two sides were discussing all issues without “pre-conditions”. Nono said ****** was “keen to exert all the effort needed” to help mediators make the negotiations a success, adding there was “no certain offer on the table”. The negotiations come despite Israel preparing to expand operations in the Gaza Strip as they seek “operational control” in some areas of the war-torn enclave. The return to negotiations also comes after U.S. President Donald Trump ended a Middle East tour on Friday with no apparent progress towards a new ceasefire, although he acknowledged Gaza’s growing hunger crisis and the need for aid deliveries. (Reporting by Nidal Al-Mughrabi. Writing by Menna Alaa El-Din. Editing by Susan Fenton and Mark Potter) Source link #****** #confirms #Gaza #ceasefire #talks #Israel #Qatar #Saturday Pelican News View the full article at [Hidden Content]

These stocks, including UnitedHealth, became the most oversold names this week These stocks, including UnitedHealth, became the most oversold names this week UnitedHealth was noticeably absent from the major averages’ surge this past week – and shares of the beleaguered insurer have become historically oversold. The health insurance giant was one of a small handful of names to sit out this week’s rally, in which stocks rebounded after U.S. and ******** officials agreed to slash tariffs for 90 days. The S & P 500 posted a weekly gain of 5.3%, and the Dow Jones Industrial Average became positive for 2025. In what was an ugly week for UnitedHealth, the insurer’s shares touched a fresh 5-year low on Thursday after The Wall Street Journal reported that the Department of Justice is conducting a criminal investigation into the company over possible Medicare fraud. The shares were down 23% on the week. Using the CNBC Pro stock screener tool , we identified the most oversold and overbought stocks this week by weighing their 14-day relative strength index reading. A result below 30 signals that a stock might be oversold and could be due for a trading rebound. An RSI above 70 may suggest that a stock is overbought and could soon slip. UnitedHealth shares have an RSI of 14.9, per the screener. Analysts polled by LSEG still rate the stock a buy and have a price target that indicates more than 64% potential upside, according to Thursday’s closing price. This week, the stock’s RSI reading also reached a level that marked its deepest oversold condition since the 2008 Global Financial Crisis, Wolfe Research found. Since the RSI varies from one week to the next and only refers to short-term trading sentiment, investors should be aware that UnitedHealth shares aren’t guaranteed to see a jump based on this indicator alone. That’s especially the case if other negative headlines surface and further dampen sentiment. UnitedHealth’s shares have declined sharply since the company in mid-April cut its annual profit forecast , citing higher-than-expected medical costs in its privately run Medicare plans. The stock is down 50% in the past month. To be sure, UnitedHealth shares saw a 6.4% rebound on Friday as some of the company’s insiders purchased shares . Fiserv was also among the oversold this week, with an RSI of 27.6. Shares slid more than 9% over the past week, after the company’s management revealed during JPMorgan’s technology conference that its Clover business’s second-quarter growth rate would be similar to the pace in the first quarter. Analysts remain largely bullish on the name and see nearly 38% upside, though. Stocks that appear overbought, on the other hand, include Microsoft , Broadcom and NRG Energy . NRG Energy is the most overbought of the group with an RSI of roughly 80. Shares of the power company soared 33% this week after NRG announced on Monday it struck a deal valued at $12 billion to buy natural gas generation assets from LS Power. Because of the deal, the company lifted its compound annual growth rate for its adjusted earnings per share to 14% over the next five years, up from 10% previously. Tech companies Microsoft and chipmaker Broadcom have an RSI of 74.3 and 75.1, respectively. Citi analyst Tyler Radke hiked his price target on Microsoft, citing the company’s fiscal third-quarter earnings and revenue beat and its announcement Tuesday that it plans to lay off roughly 3% of its workforce. Microsoft shares posted a weekly gain of 3.5%. Other overbought stocks are discount retailer Ross Stores and heating, cooling and manufacturing company Trane Technologies . Source link #stocks #including #UnitedHealth #oversold #names #week Pelican News View the full article at [Hidden Content] For verified travel tips and real support, visit: [Hidden Content]

Alex Hutchinson on Why Google Stadia Failed and What Cloud Gaming Needs to Succeed Alex Hutchinson on Why Google Stadia Failed and What Cloud Gaming Needs to Succeed Alex Hutchinson talks about Google Stadia, how Xbox compares, and what cloud gaming needs to move forward. Source link #Alex #Hutchinson #Google #Stadia #Failed #Cloud #Gaming #Succeed Pelican News View the full article at [Hidden Content]

At least a dozen people dead across several states as storms take hold of America's Heartland – ABC News At least a dozen people dead across several states as storms take hold of America's Heartland – ABC News At least a dozen people dead across several states as storms take hold of America’s Heartland ABC NewsKentucky tornadoes leave at least 14 dead as severe weather outbreak tears across Ohio Valley FOX WeatherTornadoes kill at least 21 in southern US states of Missouri and Kentucky Al JazeeraAt least 16 dead after tornado-spawning storms move across central US CNNSt. Louis wakes up to daunting cleanup, mourning victims after 2 tornadoes rip through area KSDK Source link #dozen #people #dead #states #storms #hold #America039s #Heartland #ABC #News Pelican News View the full article at [Hidden Content]

*** charges three Iranians in counter terrorism probe *** charges three Iranians in counter terrorism probe British police have charged three Iranian men with offences under the National Security Act after a major counter-terrorism investigation. British counter-terrorism police arrested eight men including seven Iranians earlier this month in two separate operations in what the British interior minister called some of the biggest investigations of their kind in recent years. Mostafa Sepahvand, Farhad Javadi Manesh, and Shapoor Qalehali Khani Noori were charged with engaging in conduct likely to assist a foreign intelligence service between August 14, 2024, and February 16, 2025, the police said in a statement on Saturday. The foreign state to which the charges relate is Iran, they added. Commander Dominic Murphy, from the Metropolitan Police’s Counter Terrorism Command, said: “These are extremely serious charges under the National Security Act, which have come about following what has been a very complex and fast-moving investigation. “Since the men were arrested two weeks ago, detectives have been working around the clock and we have worked closely with colleagues in the CPS to reach this point. We have been in contact with the individuals directly affected and we continue to provide them with support. “Now that these men have been charged I would urge people not to speculate about this case, so that the criminal justice process can run its course.” Iranian Foreign Minister Abbas Araqchi has previously said he was “disturbed” to learn that Iranian citizens had been arrested by British authorities. The British government has placed Iran on the highest tier of its foreign influence register, requiring Tehran to register everything it does to exert political influence in the ***. with PA Source link #charges #Iranians #counter #terrorism #probe Pelican News View the full article at [Hidden Content]

We put Tesla’s FSD and Waymo’s robotaxi to the test. One shocking mistake made the winner clear. We put Tesla’s FSD and Waymo’s robotaxi to the test. One shocking mistake made the winner clear. Waymo’s robotaxis have been providing fully autonomous rides to the SF public since 2024. Tesla is gearing up to launch a robotaxi service in Austin, using its Full-Self Driving software. Tesla’s FSD is good, but it made one mistake we just can’t overlook. The robotaxi race is speeding up. Tesla is preparing to debut its autonomous ride-hailing service in Austin next month, and Alphabet’s Waymo continues to expand throughout major US cities. Under the hood of the Tesla and Waymo robotaxis are two key pieces of technology that the companies respectively call Full Self-Driving (FSD) and the Waymo Driver. We (Business Insider’s Lloyd Lee and Alistair Barr) tested both of these AI-powered drivers in San Francisco — and the results truly surprised us. Given the positive experiences we’ve had with Waymo and Tesla’s FSD, we expected the results of our not-so-scientific test to come down to minute details — maybe by how many times the AI-driver would hesitate or if it would make a curious lane change for no apparent reason. That didn’t happen. Instead, the Tesla made an egregious error that handed Waymo the clear win. Here’s how it went down. The test Our vehicles for the test included Waymo’s Jaguar I-PACE SUVs and Barr’s personal 2024 Tesla Model 3. The Waymo robotaxis are equipped with the company’s fifth-generation Waymo Driver and guided by five lidar sensors, six radars, and 29 cameras. Waymo’s robotaxis have multiple sensors, radars, and cameras that protrude off the vehicles.Lloyd Lee/*** Barr’s Tesla was equipped with Hardware 4 and FSD Supervised software v13.2.8. Tesla released a minor update to the software days after this test was conducted. The vehicle has eight external cameras. It should be noted that this is not the same software Tesla plans to use in the robotaxis set to roll out this summer. The company said it plans to release FSD Unsupervised, a self-driving system that will not require a human behind the wheel. Nevertheless, we wanted to see how far Tesla’s FSD had come since its beta rollout in 2020. Tesla’s FSD relies only on eight external cameras attached around the vehicle’s body.Lloyd Lee/*** We couldn’t compare Tesla and Waymo as a full-package robotaxi service. Tesla has yet to launch that product, so we focused only on the driving experience. We started at San Francisco’s iconic Twin Peaks viewpoint and ended at Chase Center. Depending on the route, that’s about a 4- to 7-mile ride. We chose these destinations for two reasons. One, it would take the cars through winding roads and both suburban and city landscapes. And two, there were a few ways to get to Chase Center from Twin Peaks, including the 280 highway. Waymo’s robotaxis can’t take riders on the highway yet. Tesla can. According to Google Maps, the highway is more time-efficient. For the Tesla, we went with the route the vehicle highlighted first. It pointed out the highway on the way back to Twin Peaks. We took a Waymo around 8:30 a.m. on a Thursday and the Tesla afterward at around 10 a.m. The traffic conditions for both rides were light to moderate and not noticeably different. Predictions Our prediction was that the AI drivers’ skills would be nearly neck-and-neck. But in the spirit of competition, Lee predicted Waymo would deliver a smoother experience and a smarter driver, given the high-tech sensor stack the company relies on. Barr went with Tesla. He said he’d driven hundreds of miles on FSD with two or three relatively minor interventions so far, and given this previous experience, Barr said he’d have no problem riding in the back seat of a Tesla robotaxi. Waymo Throughout our ride in the Waymo, we were impressed by the AI driver’s ability to be safe but assertive. The Waymo was not shy about making yellow lights, for example, but it never made maneuvers you wouldn’t want a robot driver you’re entrusting your life with to make. Waymo passengers can make a few adjustments to their ride, including temperature and music settings.Lloyd Lee/*** One small but notable moment in our ride was when the Waymo stopped behind a car at a stop sign. To the right of us was an open lane. For whatever reason, the Waymo saw that and decided to switch lanes, as if it was tired of waiting behind the other car. We found that a bit amusing because it seemed like such a human moment. As human drivers, we might make choices like that because we get antsy waiting behind another car, even though we’re not shaving more than a few seconds, if any, off of our commute. Barr noted that the Waymo Driver can have moments of sass or attitude. It had an urgency, giving us the feeling that it somehow really cared that we got to the Chase Center in good time. “It’s got New York cab driver energy,” Barr said, stealing a line from *** editor in chief Jamie Heller, who also took a Waymo during a trip to San Francisco earlier this year. Sandy Karp, a spokesperson for Waymo, said the company doesn’t have specific details on what happened in that moment but said that the Waymo Driver “is constantly planning its next move, including the optimal route to get its rider where they’re going safely and efficiently.” “This planning can involve decisions like changing lanes when deemed favorable,” she said. Ultimately, though, the best litmus test for any robotaxi is when you stop noticing that you’re in a robotaxi. Outside those small but notable moments, we recorded footage for this story and chatted in comfort without feeling like we were on the edge of our seats. Tesla Tesla’s FSD delivered a mostly smooth driving experience, and we think it deserves some props for doing so with a smaller and cheaper tech stack, i.e., only eight cameras. Tesla’s latest FSD Supervised software still requires a human driver behind the wheel.Alistar Barr/*** FSD knew how to signal a lane change as it approached a large stalled vehicle taking up a lot of road room, and it didn’t have any sudden moments of braking. Just a few years ago, Tesla owners were reporting issues of “phantom braking.” We experienced none of that on our drive. Tesla also handled highway driving flawlessly. Sure, the weather was clear and traffic was fairly light, but, as noted earlier, Waymo does not yet offer public rides on highways. The company is still testing. However, Tesla FSD did make a few mistakes, including one critical error. At the end of our drive at Chase Center, we assessed how Waymo and Tesla’s systems performed. We both gave Waymo a slight edge, but were also impressed with the FSD system. On our way back to Twin Peaks, Tesla highlighted a route that would take us on the highway — a route that Waymo cannot take. We kept Tesla FSD on for this trip while we continued recording. San Francisco is known to have a lot of brightly marked, green bike lanes for cyclists. There was one moment during the trip back when the Tesla made a right turn onto a bike lane and continued to drive on it for a few seconds before it merged into the proper lane. Then, as we approached the last half-mile of our ride, the Tesla, for an unknown reason, ran a red light. Tesla FSD ran a red light at the intersection of Twin Peaks Blvd and Portola Drive.Lloyd Lee/Business Insider The incident occurred at a fairly complex intersection that resembles a slip-lane intersection, but with a traffic light. The Waymo did not approach this intersection since it took a different route to get back to Twin Peaks. The Tesla’s console screen showed how the car detected the red light and came to a dutiful stop. Then, despite the traffic light not changing, the Tesla drove ahead. We didn’t come close to hitting any cars or humans on the street — Tesla’s FSD is good at spotting such risks, and the main source of traffic coming across our path had been stopped by another traffic light. However, the vehicle slowly drove through this red light, which left us both somewhat shocked at the time. Some Tesla drivers appeared to have reported similar issues in online forums and in videos that showed the vehicle recognizing the red light but driving ahead. One YouTuber showed how the Tesla first came to a stop at a red light and then continued driving before the light changed. It’s unclear how common this issue is. Tesla hasn’t publicly addressed the problem. A spokesperson for Tesla did not respond to a request for comment. At this point, we thought the winner was clear. Verdict Since Tesla’s FSD made a critical error that would have landed an automatic fail during a driver’s license test, we thought it was fair to give Waymo the win for this test. The Waymo was the clear winner in our test since it didn’t run a red light like the Tesla.Alistar Barr/*** The Tesla handled San Francisco’s hilly and winding roads almost as flawlessly as Waymo. We also think FSD’s ability to handle routes that Waymo can’t handle for now — in particular, the highway — would give Tesla a major upper hand. In addition, when Lee tried on a different day to make the Waymo go through the same intersection where the Tesla blew the red light, the Waymo app appeared to do everything it could to avoid that intersection, even if it provided the quickest path to get to the destination, according to Google Maps. A Waymo spokesperson did not provide a comment on what could’ve happened here. Still, an error like running a red light cannot be overlooked when human lives are at stake. Consider that when Tesla rolls out its robotaxi service, a human driver will not be behind the wheel to quickly intervene if it makes an error. For Tesla and Waymo, we expected to be on the lookout for small, almost negligible, mistakes or glitchy moments from the AI driver. We did not anticipate an error as glaring as running a red light. Once Tesla launches its robotaxi service in more areas, we’ll have to see how the pick-up and drop-off times compare. Tesla CEO Elon Musk said that the company’s generalized solution to self-driving is far superior to its competitors. The company has millions of cars already on the roads collecting massive amounts of real-world data. According to Musk, this will make FSD smarter and able to operate with only cameras. With Tesla’s robotaxi service set to launch in June with human passengers, we certainly hope so. Read the original article on Business Insider Source link #put #Teslas #FSD #Waymos #robotaxi #test #shocking #mistake #winner #clear Pelican News View the full article at [Hidden Content]