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RBA July Bulletin: Mortgage arrears steadily increasing since late 2022

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RBA July Bulletin: Mortgage arrears steadily increasing since late 2022

The rate of mortgage owners going into arrears has steadily increased since late 2022, as households on tighter budgets become more “vulnerable” to challenging economic conditions.

The Reserve Bank of Australia’s July Bulletin, released on Thursday, found recent first home buyers, borrowers who took out loans when interest rates hit record lows and highly leveraged mortgage holders on lower incomes are most at risk of falling behind on their repayments.

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