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When Will You Receive Your Retroactive Payment?

In January, President Joe Biden signed a law repealing the Windfall Elimination Provision and the Government Pension Offset, which limited or eliminated Social Security benefits for civil servants, railroad workers and federal employees whose jobs weren’t covered by Social Security. The new law,

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, made eligible individuals’ Social Security benefits retroactive from January 2024.

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Social Security Benefits Might Be Harder To Qualify for in the Future:

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Find Out:

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If you and/or an eligible family member missed out on

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for January 2024 or later because of the old rules, you’ll receive a single retroactive payment to make up the lost benefits.

The first retroactive payments went out in February as direct deposits. The SSA expected to have most of the retroactive payments out by April, and as of May 9, 85% of payments had been processed. However, in complex cases that can’t be handled automatically, payments could take until November to process and send out.

The SSA doesn’t have a process in place for checking on your payment, but it does offer information about what you can expect as you wait. Some individuals will receive or have received a notice that their WEP or GPO restrictions are being lifted.

Everyone who is eligible for the benefit increase and/or retroactive payment should

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. This notice might not arrive until after you’ve received your payment, so it’s a good idea to keep an eye on the bank account where you receive direct deposits.

Learn More:

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You can help avoid unnecessary delays by creating or logging in to your my Social Security account, which you can access

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to make sure the SSA has your correct mailing address and direct deposit information.

For many, the payment will be worth the wait. The average amount was $6,710 as of March 4, and that’s on top of an

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, according to the office of Rep. Shontel Brown (D-OH).

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