‘Did We Create A Monster?’ 23-Year-Old Daughter Has $250K Saved But Refuses To Pay For Dates Or Family Outings

[Pelican Press 0]

This is the hidden content, please

• Sign In
• or
• Sign Up

‘Did We Create A Monster?’ 23-Year-Old Daughter Has $250K Saved But Refuses To Pay For Dates Or Family Outings

Most parents would be thrilled if their 23-year-old had already stacked a quarter of a million dollars in investments. Not this mom.

Julie, a listener of “Suze Orman’s Women & Money” podcast”,

This is the hidden content, please

• Sign In
• or
• Sign Up

that had both Suze and her cohost KT raising eyebrows—and laughing a little too.

“Have we created a monster?” Julie asked, in what Suze Orman called one of the best subject lines they’d seen.

Don’t Miss:

Julie and her husband, who’ve lived below their means for decades and now boast a net worth of over $6 million, made it their mission to teach their kids how to save and invest early. And it worked—almost too well. Their 23-year-old daughter, a full-time grad student, already has over $250,000 saved in a Roth IRA and non-retirement investment accounts.

How? “She has accumulated this through jobs she’s had for years, as well as our annual gift of a match to what she

This is the hidden content, please

• Sign In
• or
• Sign Up

,” Julie explained.

But here’s the problem: their daughter refuses to spend money on, well… anything.

“In my opinion, she has a toxic attitude towards money,” the mom wrote. “She constantly says she cannot afford things and never offers to pay for anything when she’s on a date with her boyfriend or when she’s with friends or family.”

Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing —

This is the hidden content, please

• Sign In
• or
• Sign Up

Julie added that while her daughter studies hard and is always hustling to earn more, she’s also become what she calls “miserly.”

Cue co-host KT’s reaction: “Mom thinks her daughter’s a miser,” she said, laughing. But KT didn’t see anything wrong with a

This is the hidden content, please

• Sign In
• or
• Sign Up

. “I wouldn’t do a thing, mom,” she added. “Any kid that’s 23 that wants to work and earn money and save money and accumulate money is a good thing.”

Orman, however, wasn’t ready to let the daughter completely off the hook. “Mom’s saying she’s miserly because she never pays for anything because she doesn’t think she can afford it,” she clarified.

Still, Orman made it crystal clear that this kind of saving habit is not a red flag—it’s a financial flex.

Story Continues

“These are her compounding years,” she said. “For every dollar she saves over the next 40 years, when she’s in her 60s, it’s going to multiply so much because of compounding… She’s on the path to being far wealthier than both you and your husband.”

See Also: The team behind $6B+ in licensing deals is now building the next billion-dollar IP empire —

This is the hidden content, please

• Sign In
• or
• Sign Up

So what should parents do when their daughter’s on the fast track to millionaire status but won’t split a dinner bill?

Orman suggested one tactical move: stop matching her Roth IRA contributions.

“She has enough,” she said. “You can simply say, ‘You’re doing so great, we’re not going to match you anymore. You’re on your own.'” It’s not about punishing her—it’s about letting her feel the

This is the hidden content, please

• Sign In
• or
• Sign Up

“Let’s just see what that does to her,” she added.

As for the boyfriend footing the bill? “Let them decide that between themselves,” Orman added. “But you have not created a monster. You’ve created a money maven, if you ask me.”

Bottom line:

This is the hidden content, please

• Sign In
• or
• Sign Up

might just work better than expected—but don’t be surprised when frugality shows up at the dinner table.

Read Next:

Image: Shutterstock

UNLOCKED: 5 NEW TRADES EVERY WEEK.

This is the hidden content, please

• Sign In
• or
• Sign Up

, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets.

Get the latest stock analysis from Benzinga?

This article

This is the hidden content, please

• Sign In
• or
• Sign Up

originally appeared on

This is the hidden content, please

• Sign In
• or
• Sign Up

© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

This is the hidden content, please

• Sign In
• or
• Sign Up

#Create #Monster #23YearOld #Daughter #250K #Saved #Refuses #Pay #Dates #Family #Outings

This is the hidden content, please

• Sign In
• or
• Sign Up

This is the hidden content, please

• Sign In
• or
• Sign Up

For verified travel tips and real support, visit: https://hopzone.eu/