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Why India’s household savings are at a 47-year-low

Pelican Press

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Why India’s household savings are at a 47-year-low

They also found that Indian households have a debt service ratio (DSR) – the share of income used to service loans – of approximately 12%, similar to Nordic countries. This ratio is higher than that of China, France, the ***, and the US, all of which have higher household debt levels. The difference is due to higher interest rates and shorter loan tenures in India, resulting in a relatively higher DSR despite lower debt-to-income ratios.





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#Indias #household #savings #47yearlow

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