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The Salary That Singles Need To Live Comfortably in 100 Major US Cities


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The Salary That Singles Need To Live Comfortably in 100 Major US Cities

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A comfortable living may look different for everyone, but it typically means you can cover your basic expenditures and still have enough money for leisure, savings and even

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This is easier for couples who often have two incomes, but when you’re a single person, the salary you need to live comfortably may actually have to be higher. Where you live also plays a role. For instance, you can get by on less than $65,000 in St. Louis, Missouri, but in many California cities, you need between $100,000 and $200,000 just to live comfortably!

To find out the salary that singles need to live comfortably in 100 major U.S. cities, GOBankingRates sourced data on population, total households and median household income, from the U.S. Census ********* Community Survey. GOBankingRates then sought out the cost of living index from Sperlings BestPlaces, the livability index from AreaVibes and the average single-family home value from February 2024 sourced from the Zillow Home Value Index.

Following the 50/30/20 rule that states rent should be no more than 50% of your income, the cost of living was doubled to

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100. Irvine, California

Salary needed to live comfortably: $287,311

Median household income: $122,948

Average monthly cost of living: $11,971

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99. Fremont, California

Salary needed to live comfortably: $271,867

Median household income: $169,023

Average monthly cost of living: $11,328

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98. San Jose, California

Salary needed to live comfortably: $269,386

Median household income: $136,010

Average monthly cost of living: $11,224

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97. San Francisco

Salary needed to live comfortably: $251,308

Median household income: $136,689

Average monthly cost of living: $10,471

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96. Honolulu

Salary needed to live comfortably: $236,787

Median household income: $82,772

Average monthly cost of living: $9,866

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95. San Diego

Salary needed to live comfortably: $211,007

Median household income: $98,657

Average monthly cost of living: $8,792

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94. Los Angeles

Salary needed to live comfortably: $193,581

Median household income: $76,244

Average monthly cost of living: $8,066

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93. Arlington, Virginia

Salary needed to live comfortably: $191,110

Median household income: $137,387

Average monthly cost of living: $7,963

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92. Anaheim, California

Salary needed to live comfortably: $181,711

Median household income: $88,538

Average monthly cost of living: $7,571

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91. Seattle

Salary needed to live comfortably: $181,694

Median household income: $116,068

Average monthly cost of living: $7,571

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90. Scottsdale, Arizona

Salary needed to live comfortably: $177,688

Median household income: $104,197

Average monthly cost of living: $7,404

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89. Chula Vista, California

Salary needed to live comfortably: $177,418

Median household income: $101,984

Average monthly cost of living: $7,392

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88. Oakland

Salary needed to live comfortably: $176,894

Median household income: $94,389

Average monthly cost of living: $7,371

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87. Long Beach, California

Salary needed to live comfortably: $175,114

Median household income: $78,995

Average monthly cost of living: $7,296

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86. Santa Ana, California

Salary needed to live comfortably: $170,634

Median household income: $84,210

Average monthly cost of living: $7,110

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85. Santa Clarita, California

Salary needed to live comfortably: $166,698

Median household income: $116,186

Average monthly cost of living: $6,946

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84. New York

Salary needed to live comfortably: $165,464

Median household income: $76,607

Average monthly cost of living: $6,894

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83. Boston

Salary needed to live comfortably: $162,875

Median household income: $89,212

Average monthly cost of living: $6,786

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82. Washington, D.C.

Salary needed to live comfortably: $159,683

Median household income: $101,722

Average monthly cost of living: $6,653

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81. Denver

Salary needed to live comfortably: $136,869

Median household income: $85,853

Average monthly cost of living: $5,703

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80. Riverside, California

Salary needed to live comfortably: $133,917

Median household income: $83,448

Average monthly cost of living: $5,580

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79. Jersey City, New Jersey

Salary needed to live comfortably: $130,918

Median household income: $91,151

Average monthly cost of living: $5,455

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78. Miami

Salary needed to live comfortably: $130,347

Median household income: $54,858

Average monthly cost of living: $5,431

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77. Portland, Oregon

Salary needed to live comfortably: $125,672

Median household income: $85,876

Average monthly cost of living: $5,236

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76. Gilbert, Arizona

Salary needed to live comfortably: $125,037

Median household income: $115,179

Average monthly cost of living: $5,210

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75. Austin, Texas

Salary needed to live comfortably: $122,922

Median household income: $86,556

Average monthly cost of living: $5,122

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74. Aurora, Colorado

Salary needed to live comfortably: $122,350

Median household income: $78,685

Average monthly cost of living: $5,098

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73. Reno, Nevada

Salary needed to live comfortably: $120,474

Median household income: $73,073

Average monthly cost of living: $5,020

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72. Chandler, Arizona

Salary needed to live comfortably: $118,746

Median household income: $99,374

Average monthly cost of living: $4,948

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71. Plano, Texas

Salary needed to live comfortably: $117,749

Median household income: $105,679

Average monthly cost of living: $4,906

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70. Sacramento, California

Salary needed to live comfortably: $116,422

Median household income: $78,954

Average monthly cost of living: $4,851

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69. Henderson, Nevada

Salary needed to live comfortably: $113,224

Median household income: $85,311

Average monthly cost of living: $4,718

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68. Colorado Springs, Colorado

Salary needed to live comfortably: $110,944

Median household income: $79,026

Average monthly cost of living: $4,623

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67. Newark, New Jersey

Salary needed to live comfortably: $110,518

Median household income: $46,460

Average monthly cost of living: $4,605

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66. Anchorage

Salary needed to live comfortably: $109,482

Median household income: $95,731

Average monthly cost of living: $4,562

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65. Stockton, California

Salary needed to live comfortably: $107,904

Median household income: $71,612

Average monthly cost of living: $4,496

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64. Virginia Beach, Virginia

Salary needed to live comfortably: $107,165

Median household income: $87,544

Average monthly cost of living: $4,465

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63. Raleigh, North Carolina

Salary needed to live comfortably: $106,529

Median household income: $78,631

Average monthly cost of living: $4,439

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62. Boise, Idaho

Salary needed to live comfortably: $106,189

Median household income: $76,402

Average monthly cost of living: $4,425

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61. Mesa, Arizona

Salary needed to live comfortably: $105,991

Median household income: $73,766

Average monthly cost of living: $4,416

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60. Nashville, Tennessee

Salary needed to live comfortably: $105,525

Median household income: $71,328

Average monthly cost of living: $4,397

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59. Atlanta

Salary needed to live comfortably: $105,469

Median household income: $77,655

Average monthly cost of living: $4,395

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58. Las Vegas

Salary needed to live comfortably: $105,021

Median household income: $66,356

Average monthly cost of living: $4,376

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57. Madison, Wisconsin

Salary needed to live comfortably: $104,827

Median household income: $74,895

Average monthly cost of living: $4,368

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56. Phoenix

Salary needed to live comfortably: $104,685

Median household income: $72,092

Average monthly cost of living: $4,362

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55. Chesapeake, Virginia

Salary needed to live comfortably: $103,477

Median household income: $92,703

Average monthly cost of living: $4,312

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Salary needed to live comfortably: $102,277

Median household income: $66,292

Average monthly cost of living: $4,262

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53. Glendale, Arizona

Salary needed to live comfortably: $101,938

Median household income: $66,375

Average monthly cost of living: $4,247

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52. North Las Vegas, Nevada

Salary needed to live comfortably: $101,938

Median household income: $66,375

Average monthly cost of living: $4,247

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51. Durham, North Carolina

Salary needed to live comfortably: $100,570

Median household income: $71,774

Average monthly cost of living: $4,190

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50. St. Petersburg, Florida

Salary needed to live comfortably: $100,545

Median household income: $74,710

Average monthly cost of living: $4,189

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49. Charlotte, North Carolina

Salary needed to live comfortably: $100,499

Median household income: $70,333

Average monthly cost of living: $4,187

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48. Bakersfield, California

Salary needed to live comfortably: $100,386

Median household income: $74,070

Average monthly cost of living: $4,183

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47. Tampa, Florida

Salary needed to live comfortably: $99,046

Median household income: $73,827

Average monthly cost of living: $4,127

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46. Fresno, California

Salary needed to live comfortably: $98,553

Median household income: $63,001

Average monthly cost of living: $4,106

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45. Spokane, Washington

Salary needed to live comfortably: $98,378

Median household income: $63,316

Average monthly cost of living: $4,099

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44. Richmond, Virginia

Salary needed to live comfortably: $96,481

Median household income: $59,606

Average monthly cost of living: $4,020

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43. Minneapolis

Salary needed to live comfortably: $95,147

Median household income: $76,332

Average monthly cost of living: $3,964

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42. Irving, Texas

Salary needed to live comfortably: $93,652

Median household income: $76,686

Average monthly cost of living: $3,902

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41. Dallas

Salary needed to live comfortably: $89,426

Median household income: $63,985

Average monthly cost of living: $3,726

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40. Lincoln, Nebraska

Salary needed to live comfortably: $89,190

Median household income: $67,846

Average monthly cost of living: $3,716

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39. Chicago

Salary needed to live comfortably: $89,158

Median household income: $71,673

Average monthly cost of living: $3,715

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38. Arlington, Texas

Salary needed to live comfortably: $88,582

Median household income: $71,736

Average monthly cost of living: $3,691

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37. Tuscon, Arizona

Salary needed to live comfortably: $88,060

Median household income: $52,049

Average monthly cost of living: $3,669

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36. Omaha, Nebraska

Salary needed to live comfortably: $87,509

Median household income: $70,202

Average monthly cost of living: $3,646

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35. Albuquerque, New Mexico

Salary needed to live comfortably: $86,862

Median household income: $61,503

Average monthly cost of living: $3,619

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34. Fort Worth, Texas

Salary needed to live comfortably: $86,782

Median household income: $72,726

Average monthly cost of living: $3,616

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33. Garland, Texas

Salary needed to live comfortably: $86,419

Median household income: $71,044

Average monthly cost of living: $3,601

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32. Jacksonville, Florida

Salary needed to live comfortably: $85,864

Median household income: $64,138

Average monthly cost of living: $3,578

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31. Norfolk, Virginia

Salary needed to live comfortably: $84,751

Median household income: $60,998

Average monthly cost of living: $3,531

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30. St. Paul, Minnesota

Salary needed to live comfortably: $82,823

Median household income: $69,919

Average monthly cost of living: $3,451

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29. Lexington, Kentucky

Salary needed to live comfortably: $81,888

Median household income: $66,087

Average monthly cost of living: $3,412

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28. Houston

Salary needed to live comfortably: $80,983

Median household income: $60,440

Average monthly cost of living: $3,374

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27. Greensboro, North Carolina

Salary needed to live comfortably: $79,181

Median household income: $55,051

Average monthly cost of living: $3,299

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26. Columbus, Ohio

Salary needed to live comfortably: $78,618

Median household income: $62,994

Average monthly cost of living: $3,276

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25. Buffalo, New York

Salary needed to live comfortably: $78,440

Median household income: $46,184

Average monthly cost of living: $3,268

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24. Winston-Salem, North Carolina

Salary needed to live comfortably: $78,367

Median household income: $54,416

Average monthly cost of living: $3,265

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23. San Antonio, Texas

Salary needed to live comfortably: $77,809

Median household income: $59,593

Average monthly cost of living: $3,242

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22. Pittsburgh

Salary needed to live comfortably: $75,446

Median household income: $49,191

Average monthly cost of living: $3,144

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21. Cincinnati

Salary needed to live comfortably: $75,446

Median household income: $49,191

Average monthly cost of living: $3,144

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20. Philadelphia

Salary needed to live comfortably: $74,871

Median household income: $57,537

Average monthly cost of living: $3,120

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19. New Orleans

Salary needed to live comfortably: $74,676

Median household income: $51,116

Average monthly cost of living: $3,112

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18. Kansas City, Missouri

Salary needed to live comfortably: $73,829

Median household income: $65,256

Average monthly cost of living: $3,076

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17. Louisville, Kentucky

Salary needed to live comfortably: $73,278

Median household income: $63,114

Average monthly cost of living: $3,053

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16. Indianapolis

Salary needed to live comfortably: $73,041

Median household income: $59,110

Average monthly cost of living: $3,043

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15. Lubbock, Texas

Salary needed to live comfortably: $72,082

Median household income: $58,734

Average monthly cost of living: $3,003

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14. Wichita, Kansas

Salary needed to live comfortably: $72,078

Median household income: $60,712

Average monthly cost of living: $3,003

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13. Milwaukee

Salary needed to live comfortably: $71,963

Median household income: $49,733

Average monthly cost of living: $2,998

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12. Corpus Christie, Texas

Salary needed to live comfortably: $71,391

Median household income: $64,449

Average monthly cost of living: $2,975

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11. Fort Wayne, Indiana

Salary needed to live comfortably: $70,890

Median household income: $58,233

Average monthly cost of living: $2,954

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10. Tulsa, Oklahoma

Salary needed to live comfortably: $70,337

Median household income: $56,648

Average monthly cost of living: $2,931

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9. Oklahoma City

Salary needed to live comfortably: $70,333

Median household income: $64,251

Average monthly cost of living: $2,931

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8. El Paso, Texas

Salary needed to live comfortably: $69,024

Median household income: $55,710

Average monthly cost of living: $2,876

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7. Baltimore

Salary needed to live comfortably:  $67,753

Median household income: $58,349

Average monthly cost of living: $2,823

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6. Laredo, Texas

Salary needed to live comfortably: $66,115

Median household income: $60,928

Average monthly cost of living: $2,755

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f11photo / Getty Images/iStockphoto

5. St. Louis

Salary needed to live comfortably: $64,504

Median household income: $52,941

Average monthly cost of living: $2,688

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4. Memphis, Tennessee

Salary needed to live comfortably: $61,459

Median household income: $48,090

Average monthly cost of living: $2,561

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3. Toledo, Ohio

Salary needed to live comfortably: $56,939

Median household income: $45,405

Average monthly cost of living: $2,372

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2. Cleveland

Salary needed to live comfortably: $56,044

Median household income:  $37,271

Average monthly cost of living: $2,335

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1. Detroit

Salary needed to live comfortably: $51,144

Median household income: $37,761

Average monthly cost of living: $2,131

Methodology: For this study, GOBankingRates analyzed the top 100 US cities in terms of population, as sourced from the US Census ********* Community Survey. The total households and median household income was also found from the same source. For each city on the list a number of factors were found including; cost of living indexes as sourced from Sperlings BestPlaces, livability index as sourced from AreaVibes, and the average single family home value from Feb 2024 as sourced from Zillow Home Value Index. Using the cost of living indexes and using the average expenditure costs as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for single residents, the average expenditure costs can be calculated for each city. Using the average home value and using the national 30 year fixed rate mortgage, as sourced from the Federal Reserve Economic Data while assuming a 10% down payment, the average mortgage cost can be calculated. Adding the average mortgage and the average expenditure costs gives the average total cost of living for each city. Following the 50/30/20 rule that states that needs should be no more than 50% of your income, the cost of living was doubled to find the salary needed to afford a comfortable living in each city. All data was collected on and is up to date as of June 22, 2024.

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